1429 Cedar Rd, Ada, OK 74820 Property Records

Pontotoc County property record for 1429 Cedar Rd, Ada, OK 74820

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,171 sqft · built 2020
Owner	Individual Name on Record
Last Sale	$478,000 (Aug 2021)
Tax Bill	$6,527 (2025)
Deeds & Mortgages	Aug 2026 Transfer May 2020 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`31884`

Property Details

APN / Parcel Number

Primary APN	`31884`
Alternative APN	`0362-00-001-011-0-000-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Stories	1 Story
Building Area	3,171 sqft Living Area
1st Floor Area	2,771 sqft
Upper Floors Area	400 sqft

Exterior

Year Built	Built 2020
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Garage Type	Attached
Garage Area	538 sqft
Porch	Porch
Porch Area	526 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	31884
Street Address	1429 CEDAR RD
City	ADA
State	OK
Zip	74820-1276
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 BLOCK 1 ARBOR CREEK ADDITION
Legal Range	06E
Legal Township	03N
Legal Section	15
Legal Subdivision	ARBOR CREEK ADD.-ADA SD SW NE 15-3-6 ADA
Legal Block	1
Legal Lot Number	11
Jurisdiction	PONTOTOC OK
Township / Civil Division	ADA
Census Block Group	3
Census Block	3036
Census Tract	88600

Owner

Source: Pontotoc County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1429 CEDAR RD, ADA, OK 74820-1276
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
May 20, 2020	Deed of Trust, Mortgage · Construction Mortgage FIRST UNITED BANK & TRUST CO
May 29, 2020	Deed of Trust, Mortgage · Construction Mortgage FIRST UNITED BANK & TRUST CO
Aug 31, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CITIZENS BANK OF ADA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2021 · Amount on Record
Deed Sale	Aug 31, 2021 · Amount on Record
Deed Document Number	0003539231
Deed Book / Page	3539 / 231
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PONTOTOC OK
Recording Date	Aug 13, 2026
Property Address	1429 CEDAR RD, ADA, OK 74820-1276
Document Number	0000004745
Book / Page	4039 / 32
Instrument Date	Aug 11, 2026
Instrument	20264745
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	28516 COUNTY ROAD 1470, ALLEN, OK 74825-6204

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	1429 CEDAR RD, ADA, OK 74820-1276
Transaction Type	Mortgage
Record Updated	Feb 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003398/219
Date	May 20, 2020
Book Page	3398/219
Instrument	2020-002536

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	ADA, OK 74821

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 11, 2021

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	1429 CEDAR RD, ADA, OK 74820-1276
Transaction Type	Mortgage
Record Updated	Feb 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003401/233
Date	May 29, 2020
Book Page	3401/233
Instrument	2020-002757

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	ADA, OK 74821

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 1, 2021

August 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC OK
Recording Date	Aug 31, 2021
Property Address	1429 CEDAR RD, ADA, OK 74820-1276
Document Number	003539/231
Book / Page	3539 / 231
Instrument Date	Aug 31, 2021
Instrument	2021-005556
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 28, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$717.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1429 CEDAR RIDGE, ADA, OK 74820-1276

Mortgage

Document Number	2021005557
Date	Aug 31, 2021
Instrument	2021-005557

Lender

Name	CITIZENS BANK OF ADA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
Municipality	Ada City
County	Pontotoc County
Unified School District	Ada Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,527.00 (+1.32%)	$62,663 (+4.7%) Land $6,600 Building $56,063	$522,190 (-0.77%) Land $55,000 Building $467,190
2024	$6,442.00 (+9.54%)	$59,850 (+5%) Land $6,600 Building $53,250	$526,231 (+10.79%) Land $55,000 Building $471,231
2023	$5,881.00	$57,000 Land $6,600 Building $50,400	$475,000 Land $55,000 Building $420,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 17, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 70% of Oklahoma
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADA serves 22,600 people · EPA ID OK2006201
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable · Fiber in parts of the area	1,000 / 50
Atlink Services Fixed Wireless	100 / 20

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