Hamilton County property record for 14280 Saint Clair Ln, Carmel, IN 46074
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,993 sqft · built 2006 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $520,000 (Jun 2023) |
| Tax Bill | $5,828 (2024) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Jul 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-09-20-006-010.000-018 |
| Primary APN | 29-09-20-006-010.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,993 sqft Living Area |
| 1st Floor Area | 1,993 sqft |
| 2nd Floor Area | 400 sqft |
| Basement Area | 1,095 sqft |
| Finished Basement | 600 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Architectural Style | Other |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Attached |
| Garage Area | 620 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1709200006010000 |
|---|---|
| Street Address | 14280 SAINT CLAIR LN |
| City | CARMEL |
| State | IN |
| Zip | 46074-5825 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .25, SECTION 20, TOWNSHIP 18, RANGE 3, HEATHER KNOLL, SECTION 1, LOT 10 |
| Legal Range | 03 |
| Legal Township | 18 |
| Legal Section | 20 |
| Legal Subdivision | HEATHER KNOLL |
| Legal Block | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 110910 |
14280 Saint Clair Ln is owned and occupied by an individual who bought it in June 2023.
Source: Hamilton County records, as of March 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 14280 SAINT CLAIR LN, CARMEL, IN 46074-5825 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 1, 2023 | Deed, Transfer · Conventional Mortgage FIRST FINANCIAL BANK |
| Jul 12, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2023 · Amount on File |
| Deed Sale | Jun 1, 2023 · Amount on File |
| Prior Sale | Jun 27, 2012 · Amount on File |
| Deed Document Number | 2023019845 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Jun 1, 2023 |
| Property Address | 14280 SAINT CLAIR LN, CARMEL, IN 46074-5825 |
| Document Number | 0000019845 |
| Map Reference | DOC 2005000030458 |
| Instrument Date | May 31, 2023 |
| Instrument | 2023019845 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 14280 SAINT CLAIR LN, CARMEL, IN 46074-5825 |
| Document Number | 0000019846 |
|---|---|
| Date | Jun 1, 2023 |
| Instrument | 2023019846 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Jul 12, 2021 |
| Property Address | 14280 SAINT CLAIR LN, CARMEL, IN 46074-5825 |
| Document Number | 0000050567 |
| Map Reference | DOC 200500003045 |
| Instrument Date | Jul 12, 2021 |
| Instrument | 2021050567 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14280 SAINT CLAIR LN, CARMEL, IN 46074-5825 |
Source: Hamilton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $511,400 (-0.66%) Land $139,100 Building $372,300 | $511,400 (-0.66%) Land $139,100 Building $372,300 | |
| 2024 | $5,828.00 (+13.3%) | $514,800 (+8.77%) Land $139,100 Building $375,700 | $514,800 (+8.77%) Land $139,100 Building $375,700 |
| 2023 | $5,144.00 (+14.23%) Homeowner's exemption | $473,300 (+19.43%) Land $81,500 Building $391,800 | $473,300 (+19.43%) Land $81,500 Building $391,800 |
| 2022 | $4,503.00 Homeowner's exemption | $396,300 Land $81,500 Building $314,800 | $396,300 Land $81,500 Building $314,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14280 Saint Clair Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14280 Saint Clair Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 85% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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