1428 Young Cir, Raymore, MO 64083 Property Records

Cass County property record for 1428 Young Cir, Raymore, MO 64083

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,946 sqft · built 2008
Lot Size	0.287 acres (12,502 sqft)
Owner	2 Individual Names on Record
Last Sale	$415,600 (Jul 2011)
Tax Bill	$6,653 (2025)
Deeds & Mortgages	Jun 2026 Reverse Mortgage Jul 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-03-05-100-000-081.000`

Property Details

APN / Parcel Number

Primary APN	`04-03-05-100-000-081.000`
Alternative APN	`2205181`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,946 sqft Living Area
Gross Area	4,859 sqft
1st Floor Area	1,153 sqft
Basement Area	1,153 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Bi-Level
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,502 sqft (0.287 acres)
Lot Dimensions	125 ft deep x 115 ft wide
Garage Type	Attached
Garage Area	760 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	60 sqft
Deck Area	264 sqft
Patio Area	661 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	2205181
Street Address	1428 YOUNG CIR
City	RAYMORE
State	MO
Zip	64083-8375
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTBROOK AT CREEKMOOR 2ND PLAT LOT 70
Legal Subdivision	WESTBROOK @ CRKMOOR2
Legal Lot Number	70
Jurisdiction	CASS MO
Township / Civil Division	RAYMORE
Census Block Group	2
Census Block	2015
Census Tract	60307

Owner

Source: Cass County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1428 YOUNG CIR, RAYMORE, MO 64083-8375
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Deed of Trust, Mortgage · Reverse Mortgage THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION
Jul 8, 2019	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Apr 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2011 · Amount on Record
Deed Sale	Jul 5, 2011 · Amount on Record
Prior Sale	Oct 20, 2005 · Amount on Record
Deed Document Number	2011479828
Deed Book / Page	3468 / 625
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Recording Date	Jun 12, 2026
Property Address	1428 YOUNG CIR, RAYMORE, MO 64083-8375
Document Number	0000785821
Book / Page	5313 / 46
Instrument Date	Jun 6, 2026
Instrument	2026785821
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1428 YOUNG CIR, RAYMORE, MO 64083-8375

Mortgage

Document Number	0000785821,
Date	Jun 12, 2026
Book Page	5313/46
Instrument	2026785821

Lender

Name	THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 6, 2056

Interest

Rate	6.37%
Max Rate	-1%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	1428 YOUNG CIR, RAYMORE, MO 64083-8375
Transaction Type	Mortgage
Record Updated	Mar 9, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004377/077
Date	Jul 8, 2019
Book Page	4377/077
Instrument	647473

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Lending Institution
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jun 21, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	1428 YOUNG CIR, RAYMORE, MO 64083-8375
Transaction Type	Mortgage
Record Updated	Mar 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1428 YOUNG CIR, RAYMORE, MO 64083-8375

Mortgage

Document Number	0004664/36
Date	Apr 2, 2021
Book Page	4664/36
Instrument	688068

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	177 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

Source: Cass County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Cass County
Municipality	Raymore City
Unified School District	Raymore-Peculiar R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,653.00 (+11.55%)	$82,440 (+12.33%) Land $15,060 Building $67,380	$433,900 (+12.33%) Land $79,260 Building $354,640
2023	$5,964.00 (+4,709.68%)	$73,390 (+12.1%) Land $13,690 Building $59,700	$386,270 (+12.11%) Land $72,050 Building $314,220
2022	$124.00	$65,470 Land $13,690 Building $51,780
2021			$344,550 Land $72,050 Building $272,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAYMORE PWS serves 21,517 people · EPA ID MO1010675
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Wisper ISP Fixed Wireless	400 / 30

May also be available: Verizon.

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