Anne Arundel County property record for 1428 Winter Pine Trl, Severn, MD 21144
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,409 sqft · built 2014 |
| Lot Size | 0.256 acres (11,144 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $465,900 (Aug 2018) |
| Tax Bill | $5,897 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Aug 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-168-90235173 |
| Primary APN | 04-168-90235173 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,409 sqft Living Area |
| Gross Area | 2,871 sqft |
| 1st Floor Area | 1,434 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 11,144 sqft (0.256 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 85 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 16890235173 |
|---|---|
| Street Address | 1428 WINTER PINE TRL |
| City | SEVERN |
| State | MD |
| Zip | 21144-1520 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 19 COLDWATER RESERVE PH 2 |
| Legal Subdivision | COLDWATER RESERVE PH 2 |
| Legal Phase | 2 |
| Legal Block | 1 |
| Legal Lot Number | 19 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 740203 |
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1428 WINTER PINE TRL, SEVERN, MD 21144-1520 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NFM INC |
| Aug 10, 2018 | Grant Deed, Transfer NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 10, 2018 · Amount on Record |
| Deed Sale | Aug 10, 2018 · Amount on Record |
| Prior Sale | Aug 10, 2018 · Amount on Record |
| Deed Book / Page | 32382 / 369 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 1428 WINTER PINE TRL, SEVERN, MD 21144-1520 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | SOURCEPOINT |
| Name | Verified Name |
|---|---|
| Address | 1428 WINTER PINE TRL, SEVERN, MD 21144-1520 |
| Document Number | 0375810338 |
|---|---|
| Date | Sep 22, 2021 |
| Book Page | 37581/338 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Aug 10, 2018 |
| Property Address | 1428 WINTER PINE TRL, SEVERN, MD 21144-1520 |
| Document Number | 0323820369 |
| Book / Page | 032382 / 000369 |
| Instrument Date | Jul 27, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $465.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 1428 WINTER PINE TRL SEVERN MD 211441520, SEVERN, MD 21144-1520 |
| Document Number | 323820374 |
|---|---|
| Date | Aug 10, 2018 |
| Book Page | 032382/000374 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 9, 2048 |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $556,900 (+14.97%) | $607,700 (+14.34%) Land $221,400 Building $386,300 | |
| 2025 | $5,897.00 (+14.55%) | ||
| 2023 | $5,148.00 Homeowner's exemption | $484,367 | $531,500 Land $196,000 Building $335,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2012 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Fiber · Cable in parts of the area | 1,500 / 1,500 |
| Verizon Fiber | 980 / 880 |
| Believe Broadband Fixed Wireless | 500 / 100 |
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