1428 W Edwards St, Springfield, IL 62704 Property Records

Sangamon County property record for 1428 W Edwards St, Springfield, IL 62704

Property Summary

Property Type	Single Family Home
Lot Size	0.089 acres (3,887 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Feb 2026)
Tax Bill	$3,242 (2025)
Deeds & Mortgages	Sep 2011 Mortgage Feb 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-32.0-278-002`

Property Details

APN / Parcel Number

Primary APN	`14-32.0-278-002`
Alternative APN	`14320278002 (CHECK DIGIT = 0)`

Exterior

Lot Area	3,887 sqft (0.089 acres)

Location & Zoning

Account Number	14320278002
Street Address	1428 W EDWARDS ST
City	SPRINGFIELD
State	IL
Zip	62704-1639
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 96.85' L 8 B 3 A.C. BROWNS W SPFLD SUB
Legal Subdivision	AC BROWNS W SPFLD SUB
Jurisdiction	SANGAMON IL
Township / Civil Division	CAPITAL
Census Block Group	1
Census Block	1012
Census Tract	1100

Owner

1428 W Edwards St is owned and occupied by an individual who bought it in February 2026.

Source: Sangamon County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	1428 W EDWARDS ST, SPRINGFIELD, IL 62704-1639
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2011	Deed of Trust, Mortgage · Stand-Alone First Mortgage BANK OF SPRINGFIELD
Feb 27, 2026	Warranty Deed, Transfer · Conventional Mortgage BANK OF SPRINGFIELD
Jun 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage INB NA
Jun 10, 2020	Warranty Deed, Transfer · Conventional Mortgage INB NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2026 · Amount on File
Deed Sale	Feb 27, 2026 · Amount on File
Prior Sale	Sep 19, 2024 · Amount on File
Deed Document Number	20263199
Record Updated	Sep 20, 2026

September 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	1428 W EDWARDS ST, SPRINGFIELD, IL 62704-1639
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2011R29129
Date	Sep 14, 2011
Instrument	2011R29129

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2041

Interest

Rate Type	Fixed Rate

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Feb 27, 2026
Property Address	1428 W EDWARDS ST, SPRINGFIELD, IL 62704-1639
Document Number	2026R03199
Instrument Date	Feb 25, 2026
Instrument	2026R03199
Transaction Type	Transfer
Record Updated	Mar 18, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1428 W EDWARDS ST, SPRINGFIELD, IL 62704-1639

Mortgage

Document Number	2026R03200
Date	Feb 27, 2026
Instrument	2026R03200

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.9%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	1428 W EDWARDS ST, SPRINGFIELD, IL 62704-1639
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R13617
Date	Jun 10, 2020
Instrument	2020R13617

Lender

Name	INB NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Jun 10, 2020
Property Address	1428 W EDWARDS ST, SPRINGFIELD, IL 62704-1639
Document Number	2020R13616
Instrument Date	Apr 30, 2020
Instrument	2020R13616
Transaction Type	Transfer
Record Updated	May 28, 2024
Title Company	CORNERSTONE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$131.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1428 W EDWARDS ST, SPRINGFIELD, IL 62704-1639

Mortgage

Document Number	2020R13617
Date	Jun 10, 2020
Instrument	2020R13617

Lender

Name	INB NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1428 W Edwards St was $3,242, up 8.4% from the year before.

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Capital Township
Municipality	Springfield City
Unified School District	Springfield School District 186 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,242.00 (+8.43%)	$40,046 (+12.49%) Land $4,413 Building $35,633	$120,138 (+12.49%) Land $13,239 Building $106,899
2024	$2,990.00	$35,600 Land $4,115 Building $31,485	$106,800 Land $12,345 Building $94,455
2022	$2,734.00	$30,518 Land $3,567 Building $26,951	$91,554 Land $10,701 Building $80,853

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1428 W Edwards St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1428 W Edwards St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 117,444 people · EPA ID IL1671200
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 726 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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