Polk County property record for 1428 Timberidge Loop N, Lakeland, FL 33809
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,039 sqft · built 1988 |
| Lot Size | 0.495 acres (21,549 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $1,659 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Feb 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-27-08-161000-001110 |
| Primary APN | 24-27-08-161000-001110 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,039 sqft Living Area |
| Gross Area | 2,593 sqft |
| 1st Floor Area | 2,039 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 21,549 sqft (0.495 acres) |
| Lot Dimensions | 170 ft deep x 114 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 554 sqft |
| Pool Area | 512 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 248 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|
| Street Address | 1428 TIMBERIDGE LOOP N |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33809-2353 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE1 |
| Legal Description | TIMBERIDGE PHASE TWO PB 71 PG 39 LOT 111 |
| Legal Range | 24E |
| Legal Township | 27S |
| Legal Section | 08 |
| Legal Subdivision | TIMBERIDGE PHASE 02 |
| Legal Phase | 2 |
| Legal Tract | 161000 |
| Legal Block | 1 |
| Legal Lot Number | 111 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 12304 |
Source: Polk County assessment roll, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 1428 TIMBERIDGE DR, LAKELAND, FL 33809-0827 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jul 22, 2026 | Warranty Deed, Transfer · Conventional Mortgage CNB MORTGAGE |
| Feb 21, 2024 | Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 22, 2026 |
| Property Address | 1428 TIMBERIDGE LOOP N, LAKELAND, FL 33809-2353 |
| Document Number | 0000174783 |
| Book / Page | 14084 / 2286 |
| Instrument Date | Jul 14, 2026 |
| Instrument | 2026174783 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2026 |
| Title Company | UNITED TITLE, UNITED TITLE GROUP OF LAKELAND |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $339,360.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1428 TIMBERIDGE LOOP N, LAKELAND, FL 33809-2353 |
| Document Number | 0000174784, |
|---|---|
| Date | Jul 22, 2026 |
| Book Page | 14084/2288 |
| Instrument | 2026174784 |
| Name | CNB MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 21, 2024 |
| Property Address | 1428 TIMBERIDGE LOOP N, LAKELAND, FL 33809-2353 |
| Document Number | 0000040508 |
| Book / Page | 13013 / 995 |
| Map Reference | MB 71 PG 39 |
| Instrument Date | Dec 26, 2023 |
| Instrument | 2024040508 |
| Transaction Type | Transfer |
| Record Updated | Mar 5, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1428 TIMBERIDGE DR, LAKELAND, FL 33809-0827 |
| Name | Verified Name |
|---|---|
| Address | 1428 TIMBERIDGE DR, LAKELAND, FL 33809-0827 |
Source: Polk County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,659.00 (-17.63%) | $168,559 (+7.3%) | $349,182 (+0.24%) Land $66,000 Building $283,182 |
| 2023 | $2,014.00 (+3.6%) Homeowner's exemption | $157,096 (+3%) | $348,341 (+15.9%) Land $64,000 Building $284,341 |
| 2022 | $1,944.00 Homeowner's exemption | $152,520 | $300,566 Land $53,000 Building $247,566 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHWEST serves 28,082 people · EPA ID FL6532348 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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