1428 Sunview Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 1428 Sunview Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,948 sqft · built 2001
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Owners on Record
Last Sale	$151,620 (Nov 2001)
Tax Bill	$4,443 (2025)
Deeds & Mortgages	Jul 2018 Mortgage Dec 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T021800020`

Property Details

APN / Parcel Number

Primary APN	`T021800020`
Alternative APN	`4-0022-8736-00-0282.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,948 sqft Living Area
1st Floor Area	1,012 sqft
Basement Area	936 sqft
Fireplaces	1 Fireplace
Fireplace	2 Story

Exterior

Year Built	Built 2001
Architectural Style	Other
Exterior Material	Brick/Stone
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	130 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	T021800020
Old Parcel Number	T021800020
Street Address	1428 SUNVIEW DR
City	O FALLON
State	MO
Zip	63366-6330
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNSET RIDGE EST PH5 LOT 282
Legal Subdivision	SUNSET RIDGE EST PH5
Legal Lot Number	282
Jurisdiction	ST CHARLES MO
Township / Civil Division	LAKE ST. LOUIS
Census Block Group	3
Census Block	3002
Census Tract	311907

Owner

Source: St. Charles County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owners on Record
Mailing Address	1428 SUNVIEW DR, O FALLON, MO 63366-6330
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2018	Deed of Trust, Mortgage VANTAGE CU
Dec 1, 2021	Deed of Trust, Mortgage · Line of Credit VANTAGE CU
Jul 14, 2020	Deed of Trust, Mortgage MORTGAGE SOLUTIONS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2001 · Amount on Record
Deed Sale	Nov 29, 2001 · Amount on Record
Prior Sale	Nov 29, 2001 · Amount on Record
Deed Document Number	0027271836
Deed Book / Page	2727 / 1836
Record Updated	Jun 8, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1428 SUNVIEW DR, O FALLON, MO 63366-6330
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000382610
Date	Jul 6, 2018
Book Page	6945/0773
Instrument	20180706000382610

Lender

Name	VANTAGE CU
Type	Credit Union
Address	BRIDGETON, MO 63044

Agreement

Amount	Amount Recorded
Term	119 Months
Due	Jun 15, 2028

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1428 SUNVIEW DR, O FALLON, MO 63366-6330
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1428 SUNVIEW DR, O FALLON, MO 63366-6330

Mortgage

Document Number	0000097448
Date	Dec 1, 2021
Instrument	2021R-097448

Lender

Name	VANTAGE CU
Type	Credit Union
Address	SAINT CHARLES, MO 63304

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Nov 26, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1428 SUNVIEW DR, O FALLON, MO 63366-6330
Document Number	0073520195
Instrument Date	Jul 14, 2020
Transaction Type	Mortgage
Record Updated	Sep 2, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1428 SUNVIEW DR O FALLON MO 633666330, O FALLON, MO 63366-6330

Mortgage

Document Number	0073520195
Date	Jul 22, 2020
Book Page	007352/000195
Instrument	516680

Lender

Name	MORTGAGE SOLUTIONS
Type	Mortgage Company
Address	BRIDGETON, MO 63044

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 21, 2035

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,443.00	$65,041 (+7.19%)	$342,319 (+7.19%)
2023		$60,676
2022			$319,345 Building $319,345

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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