1428 Stratton Pl, Mount Pleasant, SC 29466 Property Records

Charleston County property record for 1428 Stratton Pl, Mount Pleasant, SC 29466

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 2,741 sqft · built 2019
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on File
Last Sale$573,990 (Aug 2019)
Tax Bill$2,383 (2025)
Deeds & MortgagesFeb 2024 Line of Credit
Apr 2021 Mortgage
+ 2 more
Flood ZoneZone AE (high risk)
APN614-09-00-170

Property Details

APN / Parcel Number

Primary APN614-09-00-170

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,741 sqft Living Area

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Lot Area7,841 sqft (0.18 acres)

Location & Zoning

Street Address1428 STRATTON PL
CityMOUNT PLEASANT
StateSC
Zip29466-8937
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPOLTWP MAPPLATB L16 MAPPLATP 0375-0378 SUBDIVISIONNAME STRATTON BY THE SOUND, PHASE 1 BLOCK LOT 59 GOVLOT TRACT
Legal SubdivisionSTRATTON PLACE STRATTON
Legal Phase1
Legal Lot Number59
JurisdictionCHARLESTON SC
Township / Civil DivisionMOUNT PLEASANT
Census Block Group1
Census Block1020
Census Tract4609

Owner

1428 Stratton Pl is owned and occupied by two individuals who bought it in August 2019.

Source: Charleston County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address1428 STRATTON PL, MOUNT PLEASANT, SC 29466-8937
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2024Deed of Trust, Mortgage · Line of Credit
FIRST CAPITAL BANK
Apr 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERIS BANK
Dec 18, 2019Deed of Trust, Mortgage · Conventional with PMI
AMERIS BK
Aug 8, 2019Grant Deed, Subdivision Related Transfer · Conventional Mortgage
AMERIS BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 8, 2019 · Amount on File
Deed SaleAug 8, 2019 · Amount on File
Deed Book / Page814 / 704
Record UpdatedOct 29, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Property Address1428 STRATTON PL, MOUNT PLEASANT, SC 29466-8937
Transaction TypeMortgage
Record UpdatedApr 24, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0012290812
DateFeb 23, 2024
Book Page1229/812
Lender
NameFIRST CAPITAL BANK
TypeBank
AddressCHARLESTON, SC 29401
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueFeb 15, 2034
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Property Address1428 STRATTON PL, MOUNT PLEASANT, SC 29466-8937
Transaction TypeMortgage
Record UpdatedFeb 26, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0009800041
DateApr 9, 2021
Book Page980/41
Lender
NameAMERIS BANK
TypeBank
AddressMARIETTA, GA 30067
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2051

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Property Address1428 STRATTON PL, MOUNT PLEASANT, SC 29466-8937
Document Number0849/0616
Instrument DateDec 18, 2019
Transaction TypeMortgage
Record UpdatedFeb 10, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1428 STRATTON PL MOUNT PLEASANT SC 294668937, MOUNT PLEASANT, SC 29466-8937

Mortgage

Document Number0849/0616
DateDec 31, 2019
Book Page000849/000616
Lender
NameAMERIS BK
TypeBank
AddressMARIETTA, GA 30067
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueDec 30, 2049

August 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionCHARLESTON SC
Recording DateAug 8, 2019
Property Address1428 STRATTON PL, MOUNT PLEASANT, SC 29466-8937
Document Number0814/0704
Book / Page000814 / 000704
Instrument DateAug 1, 2019
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 24, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$573.99
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1428 STRATTON PL MOUNT PLEASANT SC 294668937, MOUNT PLEASANT, SC 29466-8937

Mortgage

Document Number814/0705
DateAug 8, 2019
Book Page000814/000705
Lender
NameAMERIS BK
TypeBank
AddressMARIETTA, GA 30067
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 7, 2049
Interest
Rate TypeAdjustable Rate
Rate5.87%

Tax Assessment & Valuation

The 2025 property tax bill for 1428 Stratton Pl was $2,383, up 13.5% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityMount Pleasant Town
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,383.00 (+13.53%)$660,100 (+3,049.33%) Land $172,500 Building $487,600$1,045,300 Land $320,200 Building $725,100
2024$2,099.00$20,960
2022$1,929.00$20,960$574,000 Land $150,000 Building $424,000
2020$574,000 Land $150,000 Building $424,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1428 Stratton Pl in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation13.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 332 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies332 in force
Nearby Flood Claims37 (1979–2024)
Claims Outside the SFHA4 of 37
Most Recent ClaimJan 2024 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Oct 2015 · 3 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims
  • Hurricane Hugo, Sep 1989 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1428 Stratton Pl is high, ranking above 70% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 70% of the US · above 91% of South Carolina
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMT PLEASANT WATERWORKS
serves 91,500 people · EPA ID SC1010002
Water SourcePurchased surface water from CHARLESTON WATER SYSTEM
Last State InspectionDec 2022
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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