Chesterfield County property record for 1428 Railroad Ave, Midlothian, VA 23113
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,584 sqft · built 1922 |
| Lot Size | 0.931 acres (40,554 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $169,000 (Nov 2016) |
| Tax Bill | $2,962 (2026) |
| Deeds & Mortgages | Apr 2021 Refinance Apr 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 728-71-03-33-500-000 |
| Primary APN | 728-71-03-33-500-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,584 sqft Finished Area |
| 1st Floor Area | 384 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Masonry |
| Roof Material | Composition Shingle |
| Lot Area | 40,554 sqft (0.931 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 458 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Account Number | 384298001 |
|---|---|
| Street Address | 1428 RAILROAD AVE |
| City | MIDLOTHIAN |
| State | VA |
| Zip | 23113-4329 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7 - SINGL |
| Legal Description | WINTERFIELD 000-001 |
| Legal Subdivision | WINTERFIELD |
| Legal Lot Number | 1 |
| Jurisdiction | CHESTERFIELD VA |
| Township / Civil Division | MIDLOTHIAN |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 100915 |
Source: Chesterfield County records, as of June 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1428 RAILROAD AVE, MIDLOTHIAN, VA 23113-4329 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 14, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance AMERIS BANK |
| Apr 14, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance AMERIS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 2, 2016 · Amount on Record |
| Deed Sale | Nov 2, 2016 · Amount on Record |
| Prior Sale | Jun 13, 2011 · Amount on Record |
| Deed Document Number | 201643972 |
| Deed Book / Page | 11425 / 675 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 1428 RAILROAD AVE, MIDLOTHIAN, VA 23113-4329 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Title Company | LYTLE TITLE AND ESCROW LLC, LYTLE TITLE & ESCROW LLC |
| Name | Verified Name |
|---|
| Document Number | 013359-507 |
|---|---|
| Date | Apr 14, 2021 |
| Book Page | 13359/507 |
| Instrument | 2021024374 |
| Name | AMERIS BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 1428 RAILROAD AVE, MIDLOTHIAN, VA 23113-4329 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Title Company | LYTLE TITLE AND ESCROW LLC, LYTLE TITLE & ESCROW LLC |
| Name | Verified Name |
|---|
| Document Number | 13359-507 |
|---|---|
| Date | Apr 14, 2021 |
| Book Page | 13359/507 |
| Instrument | 2021024374 |
| Name | AMERIS BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
Source: Chesterfield County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Chesterfield County |
| Unified School District | Chesterfield County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,962.00 (+17.17%) | $330,000 (+5.06%) Land $85,500 Building $244,500 | $330,000 (+5.06%) Land $85,500 Building $244,500 |
| 2025 | $314,100 (+14.18%) Land $85,500 Building $228,600 | $314,100 (+14.18%) Land $85,500 Building $228,600 | |
| 2023 | $2,528.00 | $275,100 Land $63,700 Building $211,400 | $275,100 Land $63,700 Building $211,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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