1428 Phantom Ave, San Jose, CA 95125 Property Records

Santa Clara County property record for 1428 Phantom Ave, San Jose, CA 95125

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,188 sqft · built 1952
Lot Size	0.161 acres (7,020 sqft)
Owner	2 Individual Names on Record
Last Sale	$212,500 (Jul 1995)
Tax Bill	$5,836 (2025)
Deeds & Mortgages	Apr 2020 Mortgage May 2018 Mortgage
Flood Zone	Zone D (undetermined)
APN	`284-12-051`

Property Details

APN / Parcel Number

Primary APN	`284-12-051`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,188 sqft Living Area
1st Floor Area	1,188 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	7,020 sqft (0.161 acres)
Lot Dimensions	117 ft deep x 60 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Pool Area	6,072 sqft
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1428 PHANTOM AVE
City	SAN JOSE
State	CA
Zip	95125-5219
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 984 MERIDIAN MANOR BOOK 36 PAGE 47 LOT 41
Legal Subdivision	MERIDIAN MANOR
Legal Tract	984
Legal Lot Number	41
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2002
Census Tract	502202

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1428 PHANTOM AVE, SAN JOSE, CA 95125-5219
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
May 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 1995 · Amount on Record
Deed Sale	Jul 27, 1995 · Amount on Record
Deed Document Number	199512965346
Last Transfer Date	Apr 12, 2005
Transfer Doc	0018330957
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1428 PHANTOM AVE, SAN JOSE, CA 95125-5219
Document Number	0024470021
Instrument Date	Apr 29, 2020
Transaction Type	Mortgage
Record Updated	May 18, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1428 PHANTOM AVE SAN JOSE CA 951255219, SAN JOSE, CA 95125-5219

Mortgage

Document Number	0024470021
Date	May 4, 2020
Instrument	24470021

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 3, 2050

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1428 PHANTOM AVE, SAN JOSE, CA 95125-5219
Document Number	0023933174
Instrument Date	May 7, 2018
Transaction Type	Mortgage
Record Updated	May 28, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1428 PHANTOM AVE SAN JOSE CA 951255219, SAN JOSE, CA 95125-5219

Mortgage

Document Number	0023933174
Date	May 15, 2018
Instrument	23933174

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2048

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Elementary School District	Campbell Union Elementary School District (KG - 08)
Secondary School District	Campbell Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$359,865 (+2%) Land $245,690 Building $114,175
2025	$5,836.00 (+5.67%) Homeowner's exemption	$352,810 (+4.04%) Land $240,873 Building $111,937
2023	$5,523.00 (+0.15%) Homeowner's exemption	$339,112 Land $231,520 Building $107,592
2022	$5,515.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1986)
Most Recent Claim	Feb 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Ridge Wireless, Sail Internet.

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