1428 Penny Ave, Sebring, FL 33870 Property Records

Highlands County property record for 1428 Penny Ave, Sebring, FL 33870

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,342 sqft · built 1972
Lot Size	0.312 acres (13,612 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Oct 2021)
Tax Bill	$2,810 (2024)
Deeds & Mortgages	Jan 2023 Transfer Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S334914000000220`

Property Details

APN / Parcel Number

Primary APN	`S334914000000220`
Alternative APN	`S-33-34-29-140-0000-0220`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,342 sqft Living Area
1st Floor Area	1,778 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Slate
Lot Area	13,612 sqft (0.312 acres)
Lot Dimensions	136 ft deep x 100 ft wide
Driveway	Driveway
Driveway Area	540 sqft

Exterior Amenities

Pool Area	190 sqft
Pool House	190 sqft
Porch	Open Porch
Porch Area	84 sqft
Fence	Fence
Shed	1 Shed
Shed Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	S334914000000220
Street Address	1428 PENNY AVE
City	SEBRING
State	FL
Zip	33870-4428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	PENNY HEIGHTS SUB PB 9-PG 68 LOT 22
Legal Range	29E
Legal Township	34S
Legal Section	33
Legal Subdivision	PENNY HEIGHTS SUB
Legal Lot Number	22
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	3
Census Block	3015
Census Tract	961100

Owner

1428 Penny Ave is owned and occupied by an individual who acquired it in January 2023.

Source: Highlands County records, as of December 12, 2025

Owner of Record	Individual Name on File
Mailing Address	1428 PENNY AVE, SEBRING, FL 33870-4428
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2023	Intrafamily Transfer, Transfer
Oct 11, 2021	Warranty Deed, Transfer · Seller Carry-Back SERAFIN RAMOS ETUX

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2021 · Amount on File
Deed Sale	Oct 11, 2021 · Amount on File
Prior Sale	Oct 11, 2021 · Amount on File
Deed Document Number	0002058282
Deed Book / Page	2857 / 728
Last Transfer Date	Jan 13, 2023
Transfer Doc	0002132404
Record Updated	Jun 8, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HIGHLANDS FL
Recording Date	Jan 13, 2023
Property Address	1428 PENNY AVE, SEBRING, FL 33870-4428
Document Number	0002132404
Book / Page	2952 / 175
Map Reference	MB 9 PG 68
Instrument Date	Jan 13, 2023
Instrument	2132404
Transaction Type	Transfer
Record Updated	Jan 30, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1428 PENNY AVE, SEBRING, FL 33870-4428

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1428 PENNY AVE, SEBRING, FL 33870-4428

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Oct 11, 2021
Property Address	1428 PENNY AVE, SEBRING, FL 33870-4428
Document Number	0002058282
Book / Page	2857 / 728
Map Reference	MB 9 PG 68
Instrument Date	Oct 8, 2021
Instrument	2058282
Transaction Type	Transfer
Record Updated	Oct 21, 2021
Title Company	SOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TTL C

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1336 DEER PARK CT, 1336, SEBRING, FL 33872-2936

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3703 CEMETERY RD, SEBRING, FL 33870-3925

Mortgage

Document Number	0002857729
Date	Oct 11, 2021
Instrument	2857/729

Lender

Name	SERAFIN RAMOS ETUX
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount on Record
Term	180 Months
Due	Oct 8, 2036

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Municipality	Sebring City
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$171,109 Land $7,275 Building $163,834	$171,109 Land $7,275 Building $163,834
2024	$2,810.00 (+3.42%)
2023	$2,717.00 (-12.44%) Homeowner's exemption	$162,423 (+14.73%) Land $4,850 Building $157,573	$162,423 (+14.73%) Land $4,850 Building $157,573
2022	$3,103.00	$141,574 Land $4,850 Building $136,724	$141,574 Land $4,850 Building $136,724

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1428 Penny Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1428 Penny Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHEAST serves 2,828 people · EPA ID FL6531742
Water Source	Groundwater
Last State Inspection	May 2023
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	19 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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