1428 Oak Valley Dr, Seffner, FL 33584 Property Records

Hillsborough County property record for 1428 Oak Valley Dr, Seffner, FL 33584

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,050 sqft · built 1979
Lot Size0.175 acres (7,614 sqft)
Owner2 Individual Names on Record
Last Sale$190,000 (Jan 2019)
Tax Bill$3,665 (2025)
Deeds & MortgagesJan 2022 Mortgage
Oct 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN064632-5100

Property Details

APN / Parcel Number

Primary APN064632-5100
Alternative APN
  • U032920277000001000500

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,050 sqft Living Area
Gross Area1,982 sqft
1st Floor Area1,050 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 2011
Exterior MaterialConcrete Block
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,614 sqft (0.175 acres)
Lot Dimensions107 ft deep x 72 ft wide
Garage TypeAttached
Garage Area300 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area572 sqft
Patio Area1,079 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0646325100
Street Address1428 OAK VALLEY DR
CitySEFFNER
StateFL
Zip33584-4931
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSC-6
Legal DescriptionOAK VALLEY SUBDIVISION UNIT NO 1 LOT 50 BLOCK 1
Legal Range20E
Legal Township29S
Legal Section03
Legal SubdivisionOAK VALLEY SUBDIVISION UNIT NO 1
Legal Tract277
Legal Block1
Legal Lot Number50
Legal Unit1
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionBRANDON
Census Block Group3
Census Block3035
Census Tract12107

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1428 OAK VALLEY DR, SEFFNER, FL 33584-4931
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 24, 2022Deed of Trust, Mortgage · VA Mortgage
UNITED WHOLESALE MORTGAGE
Oct 16, 2020Deed of Trust, Mortgage · VA Mortgage
CLEARPATH LNDG
Oct 4, 2019Deed of Trust, Mortgage · VA Mortgage
CLEARPATH LNDG
Jan 15, 2019Warranty Deed, Transfer · VA Mortgage
HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 15, 2019 · Amount on Record
Deed SaleJan 15, 2019 · Amount on Record
Prior SaleJul 30, 2005 · Amount on Record
Deed Document Number201929297
Deed Book / Page26343 / 947
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address1428 OAK VALLEY DR, SEFFNER, FL 33584-4931
Transaction TypeMortgage
Record UpdatedFeb 9, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1428 OAK VALLEY DR, SEFFNER, FL 33584-4931

Mortgage

Document Number0000039851
DateJan 24, 2022
Instrument2022039851
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address1428 OAK VALLEY DR, SEFFNER, FL 33584-4931
Document Number0000503454
Instrument DateOct 16, 2020
Transaction TypeMortgage
Record UpdatedDec 23, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1428 OAK VALLEY DR SEFFNER FL 335844931, SEFFNER, FL 33584-4931

Mortgage

Document Number0000503454
DateDec 3, 2020
Instrument503454
Lender
NameCLEARPATH LNDG
AddressIRVINE, CA 92618
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 2, 2050

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address1428 OAK VALLEY DR, SEFFNER, FL 33584-4931
Document Number0270310761
Instrument DateOct 4, 2019
Transaction TypeMortgage
Record UpdatedNov 4, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1428 OAK VALLEY DR SEFFNER FL 335844931, SEFFNER, FL 33584-4931

Mortgage

Document Number0270310761
DateOct 16, 2019
Book Page027031/000761
Instrument444746
Lender
NameCLEARPATH LNDG
AddressIRVINE, CA 92618
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 15, 2049

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateJan 15, 2019
Property Address1428 OAK VALLEY DR, SEFFNER, FL 33584-4931
Document Number0000029297
Book / Page26343 / 0947
Map ReferenceMB 49 PG 76
Instrument DateJan 14, 2019
Instrument2019029297
Transaction TypeTransfer
Record UpdatedJan 3, 2022
Title CompanyPEER TITLE INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,330.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1428 OAK VALLEY DR, 1428, SEFFNER, FL 33584-4931

Transferred To (Grantee/Buyer)

NameVerified Name
Address1428 OAK VALLEY DR, SEFFNER, FL 33584-4931

Mortgage

Document Number0000029298
DateJan 15, 2019
Instrument2019029298
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeGovernment Agency
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2049

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$211,252 (+2.7%)$247,301 (-2.02%) Land $64,829 Building $182,472
2025$3,665.00 (+12.87%) Homeowner's exemption$205,698 (+5.99%)$252,403 (+8.15%) Land $64,829 Building $187,574
2023$3,247.00 (+10.86%) Homeowner's exemption$194,079 (+7.61%)$233,381 (+2.5%) Land $61,016 Building $172,365
2022$2,929.00 Homeowner's exemption$180,358$227,698 Land $53,389 Building $174,309

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims2 (2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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