Charleston County property record for 1428 N Edgewater Dr, Charleston, SC 29407
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,169 sqft · built 2022 |
| Lot Size | 0.71 acres (30,928 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $200,000 (Apr 2019) |
| Tax Bill | $5,462 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Dec 2021 Construction Loan + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 349-09-00-005 |
| Primary APN | 349-09-00-005 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,169 sqft Living Area |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Lot Area | 30,928 sqft (0.71 acres) |
| Lot Dimensions | 246 ft deep x 125 ft wide |
| Garage Type | Attached |
| Street Address | 1428 N EDGEWATER DR |
|---|---|
| City | CHARLESTON |
| State | SC |
| Zip | 29407-7613 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION NAME -EDGEWATER PK DESCRIPTION -LT 46 |
| Legal Subdivision | EDGEWATER PK |
| Legal Lot Number | 46 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | WEST ASHLEY |
| Census Block Group | 1 |
| Census Block | 1055 |
| Census Tract | 2802 |
1428 N Edgewater Dr is held in a trust since June 2019.
Source: Charleston County records, as of October 13, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1428 N EDGEWATER DR, CHARLESTON, SC 29407-7613 |
| Owner Type | Company |
| Vesting | Trust, Revocable Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 14, 2026 | Deed of Trust, Mortgage · Line of Credit TD BANK |
| Dec 13, 2021 | Deed of Trust, Mortgage · Construction Mortgage FIRST CITIZENS BANK & TRUST CO |
| Jul 1, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Apr 26, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 26, 2019 · Amount on File |
| Deed Sale | Apr 26, 2019 · Amount on File |
| Deed Book / Page | 792 / 232 |
| Last Transfer Date | Jun 28, 2019 |
| Transfer Doc | 0805/0347 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Sep 14, 2026 |
| Property Address | 1428 N EDGEWATER DR, CHARLESTON, SC 29407-7613 |
| Document Number | 0000057508 |
| Book / Page | 1415 / 662 |
| Instrument Date | Sep 4, 2026 |
| Instrument | 202657508 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2026 |
| Title Company | SERVICELINK, SERVICELINK TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust, 165 |
| Document Number | 0000057508, |
|---|---|
| Date | Sep 14, 2026 |
| Book Page | 1415/662 |
| Instrument | 202657508 |
| Name | TD BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 10, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 1428 N EDGEWATER DR, CHARLESTON, SC 29407-7613 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0010600097 |
|---|---|
| Date | Dec 13, 2021 |
| Book Page | 1060/97 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29211 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | Jan 1, 2027 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 4.87% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.87% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Jul 1, 2019 |
| Property Address | 1436 N EDGEWATER DR, CHARLESTON, SC 29407-7613 |
| Document Number | 0805/0347 |
| Book / Page | 000805 / 000347 |
| Instrument Date | Jun 28, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 124 CAPE WAY LN MOUNT PLEASANT SC 29464, MOUNT PLEASANT, SC 29464 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Apr 26, 2019 |
| Property Address | 1436 N EDGEWATER DR, CHARLESTON, SC 29407-7613 |
| Document Number | 0792/0232 |
| Book / Page | 000792 / 000232 |
| Instrument Date | Apr 26, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $200.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1436 N EGDEWATER DR CHARLESTON SC 29407, CHARLESTON, SC 29407 |
The 2025 property tax bill for 1428 N Edgewater Dr was $5,462, up 12.2% from the year before.
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,462.00 (+12.25%) | $862,500 (+2,775%) Land $227,700 Building $634,800 | $1,093,500 Land $227,700 Building $865,800 |
| 2024 | $4,866.00 | $30,000 | |
| 2022 | $1,236.00 | $8,000 | $200,000 Land $200,000 |
| 2020 | $750,000 Land $200,000 Building $550,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1428 N Edgewater Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 180 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 180 in force |
| Nearby Flood Claims | 86 (1979–2017) |
| Claims Outside the SFHA | 4 of 86 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1428 N Edgewater Dr is moderate, ranking above 54% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · above 66% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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