1428 Moral Ln, Grayling, MI 49738 Property Records

Crawford County property record for 1428 Moral Ln, Grayling, MI 49738

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 560 sqft · built 1970
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on File
Last Sale	$178,000 (Jun 2025)
Tax Bill	$1,799 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Dec 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`040-40-007-08-045-00`

Property Details

APN / Parcel Number

Primary APN	`040-40-007-08-045-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	560 sqft Living Area
1st Floor Area	560 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	A-Frame
Lot Area	108,900 sqft (2.5 acres)
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1428 MORAL LN
City	GRAYLING
State	MI
Zip	49738
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-F
Legal Description	E/2 OF W/2 OF SW/4 OF SE/4 OF NW/4 OF SECTION 7, T26N, R2W EXCEPT 33F EASEMENTON S SIDE. 2 1/2 ACRES
Legal Range	02W
Legal Township	26N
Legal Section	07
Jurisdiction	CRAWFORD MI
Township / Civil Division	GRAYLING
Census Block Group	2
Census Block	2044
Census Tract	960300

Owner

1428 Moral Ln is owned by two individuals who bought it in June 2025.

Source: Crawford County records, as of June 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	621 W LEWISTON AVE, FERNDALE, MI 48220-1203
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage GENISYS FINANCIAL
Dec 4, 2020	Warranty Deed, Transfer
Feb 28, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2025 · Amount on File
Deed Sale	Jun 16, 2025 · Amount on File
Prior Sale	Dec 4, 2020 · Amount on File
Deed Book / Page	825 / 868
Prior Transfer Date	Dec 7, 2004
Prior Transfer Doc	0672000876
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAWFORD MI
Property Address	1428 MORAL LN, GRAYLING, MI 49738
Transaction Type	Mortgage
Record Updated	May 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 OVIEDO BLVD, OVIEDO, FL 32765-3506

Mortgage

Document Number	0000000749/0000000913
Date	Dec 9, 2020
Book Page	0000000749/0000000913

Lender

Name	GENISYS FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAWFORD MI
Recording Date	Dec 4, 2020
Property Address	1428 MORAL LN, GRAYLING, MI 49738
Document Number	749/805
Book / Page	749 / 805
Instrument Date	Nov 2, 2020
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 OVIEDO BLVD, OVIEDO, FL 32765-3506

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAWFORD MI
Recording Date	Feb 28, 2019
Property Address	1428 MORAL LN, GRAYLING, MI 49738
Document Number	738/386
Book / Page	738 / 386
Instrument Date	Feb 15, 2019
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 1428 Moral Ln was $1,799.

Source: Crawford County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Crawford County
County Subdivision	Grayling Charter Township
Unified School District	Crawford AuSable Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,900 Land $4,000 Building $45,900	$99,800 Land $8,000 Building $91,800
2025	$1,799.00
2023		$36,900 Land $4,000 Building $32,900	$73,800 Land $8,000 Building $65,800
2022	$1,561.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1428 Moral Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 17, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1428 Moral Ln is high, ranking above 75% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 99.6% of Michigan
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Moral Ln

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