1428 Loraine St, Enumclaw, WA 98022 Property Records

King County property record for 1428 Loraine St, Enumclaw, WA 98022

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,420 sqft · built 1984
Lot Size	0.232 acres (10,103 sqft)
Owner	2 Individual Names on File
Last Sale	$549,950 (Aug 2026)
Tax Bill	$5,163 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`325750-0080`

Property Details

APN / Parcel Number

Primary APN	`325750-0080`
Alternative APN	`325750008006`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,420 sqft Living Area
Gross Area	2,000 sqft
1st Floor Area	1,420 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Lot Area	10,103 sqft (0.232 acres)
Garage Type	Attached
Garage Area	580 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	360 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	325750008006
Street Address	1428 LORAINE ST
City	ENUMCLAW
State	WA
Zip	98022-2237
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	HENSEL-KIRKMAN SUBDIV TO ENUMCLAW
Legal Range	06
Legal Township	20
Legal Section	23
Legal Subdivision	HENSEL-KIRKMAN SUBDIV TO ENUMCLAW
Legal Lot Number	8
Jurisdiction	KING WA
Township / Civil Division	ENUMCLAW PLATEAU
Census Block Group	4
Census Block	4009
Census Tract	31400

Owner

1428 Loraine St is owned and occupied by two individuals who bought it in August 2026.

Source: King County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1428 LORAINE ST, ENUMCLAW, WA 98022-2237
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE
Mar 29, 2022	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2026 · Amount on File
Deed Sale	Aug 17, 2026 · Amount on File
Prior Sale	Mar 29, 2022 · Amount on File
Deed Document Number	2026402
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KING WA
Recording Date	Aug 17, 2026
Property Address	1428 LORAINE ST, ENUMCLAW, WA 98022-2237
Document Number	0000000402
Instrument Date	Aug 6, 2026
Instrument	2026402
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1428 LORAINE ST, ENUMCLAW, WA 98022-2237

Mortgage

Document Number	0000000403,
Date	Aug 17, 2026
Instrument	20260817403

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KING WA
Recording Date	Mar 29, 2022
Property Address	1428 LORAINE ST, ENUMCLAW, WA 98022-2237
Document Number	0000000849
Map Reference	VOL 111 PG 88
Instrument Date	Mar 22, 2022
Instrument	20220329000849
Transaction Type	Transfer
Record Updated	Apr 6, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE LTD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,592.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1428 LORAINE ST, ENUMCLAW, WA 98022-2237

Mortgage

Document Number	0000000850
Date	Mar 29, 2022
Instrument	20220329000850

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 1428 Loraine St was $5,163.

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Washington
County	King County
Municipality	Enumclaw City
Unified School District	Enumclaw School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,163.00
2025		$538,000 (+5.7%) Land $215,000 Building $323,000	$538,000 (+5.7%) Land $215,000 Building $323,000
2024	$4,886.00	$509,000 Land $194,000 Building $315,000	$509,000 Land $194,000 Building $315,000
2022	$4,538.00	$499,000 Land $191,000 Building $308,000	$499,000 Land $191,000 Building $308,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1428 Loraine St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1428 Loraine St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ENUMCLAW WATER DEPARTMENT serves 23,276 people · EPA ID WA5323600
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Skynet Broadband Fixed Wireless	100 / 100

May also be available: CenturyLink, T-Mobile, Verizon.

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