1428 Hammerhill Rd, Athens, TN 37303 Property Records

McMinn County property record for 1428 Hammerhill Rd, Athens, TN 37303

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,620 sqft · built 2008
Lot Size	0.66 acres (28,750 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Jul 2025)
Tax Bill	$641 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Jul 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`054047M C 02300`

Property Details

APN / Parcel Number

Primary APN	`054047M C 02300`
Alternative APNs	`047M C 02300 00001047M` `047M C 02300`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,620 sqft Living Area
1st Floor Area	1,620 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	28,750 sqft (0.66 acres)
Lot Dimensions	279 ft deep x 99 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	162 sqft
Deck Area	36 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	047M C 02300 00001047M
Street Address	1428 HAMMERHILL RD
City	ATHENS
State	TN
Zip	37303-2304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01 01 054B A 045O 01600 000 MW SURVEY 2/90, COUNTY AREA: D01
Jurisdiction	MCMINN TN
Township / Civil Division	1
Census Block Group	1
Census Block	1015
Census Tract	970300

Owner

1428 Hammerhill Rd is owned and occupied by an individual who bought it in July 2025.

Source: McMinn County records, as of February 4, 2026

Owner of Record	Individual Name on File
Mailing Address	1428 HAMMERHILL RD, ATHENS, TN 37303-2304
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2023	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Jul 11, 2025	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2025 · Amount on File
Deed Sale	Jul 11, 2025 · Amount on File
Prior Sale	Dec 7, 2009
Deed Document Number	265950
Deed Book / Page	24S / 219
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCMINN TN
Property Address	1428 HAMMERHILL RD, ATHENS, TN 37303-2304
Transaction Type	Mortgage
Record Updated	Feb 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1428 HAMMERHILL RD, ATHENS, TN 37303-2304

Mortgage

Document Number	0001304256
Date	Jan 24, 2023
Book Page	1304/256
Instrument	243312

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	209 Months
Due	Jun 1, 2040

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCMINN TN
Recording Date	Jul 11, 2025
Property Address	1428 HAMMERHILL RD, ATHENS, TN 37303-2304
Document Number	000024S219
Book / Page	24S / 219
Instrument Date	Jul 10, 2025
Instrument	265950
Transaction Type	Transfer
Record Updated	Feb 5, 2026

Transaction

Amount	Amount on Record
Tax	$869.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1428 HAMMERHILL RD, ATHENS, TN 37303-2304

Tax Assessment & Valuation

The 2025 property tax bill for 1428 Hammerhill Rd was $641.

Source: McMinn County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
Municipality	Athens City
County	McMinn County
Elementary School District	Athens City Schools (PK - 08)
Secondary School District	McMinn County School District in Athens (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$641.00	$30,700 (-) Land $3,600 Building $27,100
2024	$641.00	$30,700 (-) Land $3,600 Building $27,100
2023	$641.00 (+1.26%)	$30,700 (+40.34%) Land $3,600 Building $27,100	$122,800 (+40.34%) Land $14,400 Building $108,400
2022	$633.00	$21,875 Land $3,600 Building $18,275	$87,500 Land $14,400 Building $73,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1428 Hammerhill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1428 Hammerhill Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 52% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHENS UTILITIES BOARD serves 26,424 people · EPA ID TN0000024
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T, Spectrum, Verizon.

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