Chesapeake City property record for 1428 Gust Ln, Chesapeake, VA 23323
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,872 sqft · built 2002 |
| Lot Size | 0.184 acres (8,015 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $399,900 (May 2025) |
| Tax Bill | $3,704 (2025) |
| Deeds & Mortgages | Jan 2020 Mortgage Nov 2020 Refinance + 5 more |
| APN | 0251016000240 |
| Primary APN | 0251016000240 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,872 sqft Living Area |
| 1st Floor Area | 702 sqft |
| Upper Floors Area | 702 sqft |
| Attic | Attic |
| Attic Area | 1,002 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,015 sqft (0.184 acres) |
| Lot Dimensions | 106 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 100 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 366 sqft |
| Deck Area | 702 sqft |
| Patio Area | 256 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1428 GUST LN |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23323-2906 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8S: RESID |
| Legal Description | LOT 24 WILLOWS GLEN |
| Legal Subdivision | WILLOWS GLEN |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 21407 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1428 GUST LN, CHESAPEAKE, VA 23323-2906 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 21, 2020 | Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Nov 30, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance LAKEVIEW LOAN SERVICING LLC |
| Nov 10, 2016 | Deed of Trust, Mortgage · Stand-Alone Refinance R M K FINANCIAL CORP |
| Nov 2, 2006 | Deed of Trust, Mortgage · Conventional Mortgage FMF CAPITAL L LC |
| Apr 10, 2026 | Deed of Trust, Mortgage · VA Mortgage NONE LISTED ON DOCUMENT |
| Sep 7, 2018 | Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE LLC |
| Nov 2, 2006 | Warranty Deed, Transfer · Conventional Mortgage FMF CAPITAL L LC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 30, 2025 · Amount on Record |
| Deed Sale | May 30, 2025 · Amount on Record |
| Prior Sale | Sep 7, 2018 · Amount on Record |
| Deed Document Number | 202511509 |
| Deed Book / Page | 10857 / 1932 |
| Prior Transfer Date | Mar 5, 2012 |
| Prior Transfer Doc | 008645/117 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1428 GUST LN, CHESAPEAKE, VA 23323-2906 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 10102/1582 |
|---|---|
| Date | Jan 21, 2020 |
| Book Page | 10102/1582 |
| Instrument | 200001708 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1428 GUST LN, CHESAPEAKE, VA 23323-2906 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010264/556 |
|---|---|
| Date | Nov 30, 2020 |
| Book Page | 10264/556 |
| Instrument | 200044635 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1428 GUST LN, CHESAPEAKE, VA 23323-2906 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Title Company | DOCUMENT PROCESSING SOLUTIONS, DOCUMENT PROCESSING SOLUTION |
| Name | Verified Name |
|---|
| Document Number | 09721/1125 |
|---|---|
| Date | Nov 10, 2016 |
| Book Page | 9721/1125 |
| Instrument | 160031999 |
| Name | R M K FINANCIAL CORP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2046 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1428 GUST LN, CHESAPEAKE, VA 23323-2906 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 006816/655 |
|---|---|
| Date | Nov 2, 2006 |
| Book Page | 6816/655 |
| Name | FMF CAPITAL L LC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 1, 2021 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Apr 10, 2026 |
| Property Address | 1428 GUST LN, CHESAPEAKE, VA 23323-2906 |
| Document Number | 0000008976 |
| Book / Page | 10965 / 1513 |
| Instrument Date | Apr 6, 2026 |
| Instrument | 20268976 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 1428 GUST LN, CHESAPEAKE, VA 23323-2906 |
| Document Number | 0000008976, |
|---|---|
| Date | Apr 10, 2026 |
| Book Page | 10965/1513 |
| Instrument | 20268976 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Sep 7, 2018 |
| Property Address | 1428 GUST LN, CHESAPEAKE, VA 23323-2906 |
| Document Number | 09950/1053 |
| Book / Page | 9950 / 1053 |
| Instrument Date | Sep 4, 2018 |
| Instrument | 180024146 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Title Company | ROCKET TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1428 GUST LN, CHESAPEAKE, VA 23323-2906 |
| Document Number | 0180024147 |
|---|---|
| Date | Sep 7, 2018 |
| Instrument | 180024147 |
| Name | MOVEMENT MORTGAGE LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Nov 2, 2006 |
| Property Address | 1428 GUST LN, CHESAPEAKE, VA 23323-2906 |
| Document Number | 006816/630 |
| Book / Page | 6816 / 630 |
| Instrument Date | Oct 18, 2006 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0006816633 |
|---|---|
| Date | Nov 2, 2006 |
| Instrument | 6816/633 |
| Name | FMF CAPITAL L LC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $377,200 (+2.86%) Land $130,000 Building $247,200 | $377,200 (+2.86%) Land $130,000 Building $247,200 | |
| 2025 | $3,704.00 (+2.32%) | $366,700 (+5.83%) Land $125,000 Building $241,700 | $366,700 (+5.83%) Land $125,000 Building $241,700 |
| 2024 | $3,620.00 (+50.46%) | ||
| 2023 | $346,500 (+14.58%) Land $115,000 Building $231,500 | $346,500 (+14.58%) Land $115,000 Building $231,500 | |
| 2022 | $302,400 Land $90,000 Building $212,400 | $302,400 Land $90,000 Building $212,400 | |
| 2019 | $2,406.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
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