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1428 Gulf Rd, Elyria, OH 44035 Property Records

Lorain County property record for 1428 Gulf Rd, Elyria, OH 44035 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1981
Square Footage1,456 sqft Living Area
Lot Size12,632 sqft (0.289 acres)
OccupancyOwner Occupied
Last Sale$190,000 (2022)
Tax Bill$3,821.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-22-008-104-038

Interior

Bedrooms3 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Total Rooms7 Rooms
Building Area1,456 sqft Living Area
1st Floor1,456 sqft 1st Floor
Family RoomFamily Room
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1981
Architectural StyleConventional Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Lot Area12,632 sqft (0.289 acres)
Depth X Width135 ft x 95 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area528 sqft Garage
Patio Area264 sqft Patio
PorchEnclosed Porch
Porch Area300 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address1428 GULF RD
CityELYRIA
StateOH
Zip44035-1523
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description33-06-015 -015-00
Legal SubdivisionELYRIA
Legal Tract22
Legal Block104
Legal Lot Number8
JurisdictionLORAIN OH
Minor Civil DivisionELYRIA
Census Blockgroup4
Census Block4013
Census Tract70102

Owner

Source: Lorain County records · APN 06-22-008-104-038

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1428 GULF RD, ELYRIA, OH 44035-1523
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 25, 2022Fiduciary Deed, Transfer · Line of Credit
CITIZENS BANK
Feb 25, 2022Warranty Deed, Transfer
Jan 09, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Jan 09, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Jan 09, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Jan 09, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 25, 2022 · Amount on Record
Deed SaleFeb 25, 2022 · Amount on Record
Prior SaleFeb 25, 2022 · Amount on Record
Deed Doc Number2022001076
Record RefreshedJun 08, 2026

February 2022: Fiduciary Deed, Transfer

Document TypeFiduciary Deed
JurisdictionLORAIN OH
Recording DateFeb 25, 2022
Property Address1428 GULF RD, ELYRIA, OH 44035-1523
Document Number0000864341
Instrument DateFeb 25, 2022
Instrument2022-0864341
Transaction TypeTransfer
Record UpdatedMar 23, 2026
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Lis Pendens
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight Of Survivorship
Address1428 GULF RD, ELYRIA, OH 44035-1523

Mortgage

Document Number0000864343
DateFeb 25, 2022
Instrument2022-0864343
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateFeb 25, 2022
Property Address1428 GULF RD, ELYRIA, OH 44035-1523
Document Number0000864342
Instrument DateFeb 25, 2022
Instrument2022-0864342
Transaction TypeTransfer
Record UpdatedMar 23, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Lis Pendens
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight Of Survivorship
Address1428 GULF RD, ELYRIA, OH 44035-1523

January 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLORAIN OH
Recording DateJan 09, 2019
Property Address1428 GULF RD, ELYRIA, OH 44035-1506
Document Number0000700549
Instrument DateDec 21, 2018
Instrument700549
Transaction TypeTransfer
Record UpdatedJan 23, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1428 GULF RD ELYRIA OH 440351506, ELYRIA, OH 44035-1506

January 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLORAIN OH
Recording DateJan 09, 2019
Property Address1428 GULF RD, ELYRIA, OH 44035-1506
Document Number0000700548
Instrument DateDec 21, 2018
Instrument700548
Transaction TypeTransfer
Record UpdatedJan 23, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1428 GULF RD ELYRIA OH 440351506, ELYRIA, OH 44035-1506

January 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLORAIN OH
Recording DateJan 09, 2019
Property Address1428 GULF RD, ELYRIA, OH 44035-1506
Document Number0000700547
Instrument DateDec 21, 2018
Instrument700547
Transaction TypeTransfer
Record UpdatedJan 23, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1428 GULF RD ELYRIA OH 440351506, ELYRIA, OH 44035-1506

January 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLORAIN OH
Recording DateJan 09, 2019
Property Address1428 GULF RD, ELYRIA, OH 44035-1506
Document Number0000700550
Instrument DateDec 21, 2018
Instrument700550
Transaction TypeTransfer
Record UpdatedJan 23, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1428 GULF RD ELYRIA OH 440351506, ELYRIA, OH 44035-1506

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,821.00$81,150 (%) Land $14,770 Building $66,380$231,860 (-) Land $42,210 Building $189,650
2024$3,821.00 (+39.5%)$81,152 (+61.44%) Land $14,774 Building $66,378$231,860 (+61.44%) Land $42,210 Building $189,650
2023$2,739.00 (-2.07%)$50,268 (%) Land $9,440 Building $40,828$143,620 (-) Land $26,970 Building $116,650
2022$2,797.00$50,270 Land $9,440 Building $40,830
2021$143,620 Land $26,970 Building $116,650

Flood & Wildfire

1428 Gulf Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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