1428 Enchante Way, Oceanside, CA 92056 Property Records

San Diego County property record for 1428 Enchante Way, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,227 sqft · built 2003
Lot Size	0.92 acres (4,005 sqft)
Owner	2 Individual Names on Record
Last Sale	$592,500 (Nov 2018)
Tax Bill	$7,347 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jan 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`161-741-21-00`

Property Details

APN / Parcel Number

Primary APN	`161-741-21-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,227 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	4,005 sqft (0.92 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1428 ENCHANTE WAY
City	OCEANSIDE
State	CA
Zip	92056-5674
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-1 (Res)
Legal Description	LOT 21 TR 014197
Legal Subdivision	RANCHO DEL ORO INDUST PARK
Legal Tract	014197
Legal Block	1
Legal Lot Number	21
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1009
Census Tract	18522

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1428 ENCHANTE WAY, OCEANSIDE, CA 92056-5674
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage RECOVCO MORTGAGE MANAGEMENT LLC
Jan 25, 2021	Deed of Trust, Mortgage · Line of Credit WESCOM CENTRAL CU
Feb 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage FALCON INV & LOANS INC
Nov 9, 2018	Grant Deed, Transfer · Conventional Mortgage FALCON INV & LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2018 · Amount on Record
Deed Sale	Nov 9, 2018 · Amount on Record
Prior Sale	Jan 3, 2006 · Amount on Record
Deed Document Number	2018470281
Prior Transfer Date	Jul 18, 2014
Prior Transfer Doc	0000322133
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1428 ENCHANTE WAY, OCEANSIDE, CA 92056-5674
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1428 ENCHANTE WAY, OCEANSIDE, CA 92056-5674

Mortgage

Document Number	0000767364
Date	Dec 1, 2020
Instrument	2020-0767364

Lender

Name	RECOVCO MORTGAGE MANAGEMENT LLC
Type	Non-Lending Institution
Address	IRVING, TX 75038

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1428 ENCHANTE WAY, OCEANSIDE, CA 92056-5674
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1428 ENCHANTE WAY, OCEANSIDE, CA 92056-5674

Mortgage

Document Number	0000052980
Date	Jan 25, 2021
Instrument	2021-0052980

Lender

Name	WESCOM CENTRAL CU
Type	Credit Union
Address	ANAHEIM, CA 92807

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Feb 25, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1428 ENCHANTE WAY, OCEANSIDE, CA 92056-5674
Document Number	0000094761
Instrument Date	Feb 20, 2020
Transaction Type	Mortgage
Record Updated	Mar 6, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1428 ENCHANTE WAY OCEANSIDE CA 920565674, OCEANSIDE, CA 92056-5674

Mortgage

Document Number	0000094761
Date	Feb 25, 2020
Instrument	94761

Lender

Name	FALCON INV & LOANS INC
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 24, 2050

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 9, 2018
Property Address	1428 ENCHANTE WAY, OCEANSIDE, CA 92056-5674
Document Number	0000470281
Instrument Date	Oct 1, 2018
Instrument	470281
Transaction Type	Transfer
Record Updated	Nov 16, 2018
Title Company	CALIFORNIA MEMBERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$651.75
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1428 ENCHANTE WAY OCEANSIDE CA 920565674, OCEANSIDE, CA 92056-5674

Mortgage

Document Number	470282
Date	Nov 9, 2018
Instrument	470282

Lender

Name	FALCON INV & LOANS INC
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 8, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$674,158 (+2%) Land $357,918 Building $316,240
2025	$7,347.00 (+5.24%) Homeowner's exemption	$660,940 (+4.04%) Land $350,900 Building $310,040
2023	$6,981.00 (+1.56%) Homeowner's exemption	$635,276 Land $337,275 Building $298,001
2022	$6,874.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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