Wake County property record for 1428 Elgin Ct, Cary, NC 27511
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,473 sqft · built 1975 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $235,000 (Jul 2013) |
| Tax Bill | $4,356 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0753.20-70-8346-000 |
| Primary APN | 0753.20-70-8346-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,473 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Lot Area | 16,553 sqft (0.38 acres) |
| Deck Area | 324 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 0081784 |
|---|---|
| Street Address | 1428 ELGIN CT |
| City | CARY |
| State | NC |
| Zip | 27511-5205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12 |
| Legal Description | LO318 SCOTTISH HLS PT C SEIV BM1972-356 |
| Legal Subdivision | SCOTTISH HLS |
| Legal Lot Number | 318 |
| Jurisdiction | WAKE NC |
| Township / Civil Division | CARY |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 53518 |
1428 Elgin Ct is owned and occupied by two individuals who bought it in July 2013.
Source: Wake County records, as of September 9, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1428 ELGIN CT, CARY, NC 27511-5205 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 16, 2013 · Amount on File |
| Deed Sale | Jul 16, 2013 · Amount on File |
| Prior Sale | Jul 14, 2011 · Amount on File |
| Deed Book / Page | 15362 / 1801 |
| Prior Transfer Date | Jul 13, 2011 |
| Prior Transfer Doc | 0014403/61 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 1428 ELGIN CT, CARY, NC 27511-5205 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 018253/840 |
|---|---|
| Date | Dec 22, 2020 |
| Book Page | 18253/840 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jan 1, 2041 |
The 2025 property tax bill for 1428 Elgin Ct was $4,356.
Source: Wake County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Cary Town |
| County | Wake County |
| Unified School District | Wake County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,356.00 | $505,974 Land $210,000 Building $295,974 | $505,974 Land $210,000 Building $295,974 |
| 2023 | $3,270.00 | $324,424 Land $135,000 Building $189,424 | $324,424 Land $135,000 Building $189,424 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1428 Elgin Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1428 Elgin Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CARY serves 227,300 people · EPA ID NC0392020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · May 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Hotwire Communications, T-Mobile.
5G (outdoors only) and 4G LTE
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