1428 E Joseph Way, Gilbert, AZ 85295 Property Records

Maricopa County property record for 1428 E Joseph Way, Gilbert, AZ 85295

Property Summary

Property Type	Townhouse
Details	4 ba · 1,592 sqft · built 2004
Lot Size	0.083 acres (3,655 sqft)
Owner	Individual Name on Record
Last Sale	$303,000 (Aug 2020)
Tax Bill	$1,158 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Jul 2020 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`309-31-266`

Property Details

APN / Parcel Number

Primary APN	`309-31-266`

Interior

Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,592 sqft Living Area
1st Floor Area	784 sqft
2nd Floor Area	808 sqft

Exterior

Year Built	Built 2004
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	3,655 sqft (0.083 acres)
Parking Spaces	2 Parking Spaces
Patio Area	129 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	1428 E JOSEPH WAY
City	GILBERT
State	AZ
Zip	85295-8304
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-4
Legal Description	SPECTRUM AT VAL VISTA PARCEL 15 MCR 640-17
Legal Range	06E
Legal Township	01S
Legal Section	32
Legal Quarter	SE
Quarter-Quarter Section	NE
Legal Subdivision	SPECTRUM AT VAL VISTA PARCEL 15
Legal Lot Number	40
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	2
Census Block	2007
Census Tract	815402

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1428 E JOSEPH WAY, GILBERT, AZ 85295-8304
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2020	Warranty Deed, Transfer · Conventional Mortgage ARC HOME LLC
Jul 8, 2020	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Jun 4, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2020 · Amount on Record
Deed Sale	Aug 25, 2020 · Amount on Record
Prior Sale	Jul 8, 2020 · Amount on Record
Deed Document Number	20200786190
Record Updated	Jun 8, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 25, 2020
Property Address	1428 E JOSEPH WAY, GILBERT, AZ 85295-8304
Document Number	0000786190
Map Reference	MB 640 PG 17
Instrument Date	Jul 24, 2020
Instrument	20200786190
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2150 E GERMANN RD STE 1, 2150, CHANDLER, AZ 85286-1662

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1428 E JOSEPH WAY, GILBERT, AZ 85295-8304
Investor	Possibly a Property Investor

Mortgage

Document Number	0000786191
Date	Aug 25, 2020
Instrument	20200786191

Lender

Name	ARC HOME LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 8, 2020
Property Address	1428 E JOSEPH WAY, GILBERT, AZ 85295-8304
Document Number	0000606026
Instrument Date	Mar 3, 2020
Instrument	606026
Transaction Type	Transfer
Record Updated	Jul 16, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Tax	$279.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2150 E GERMANN RD #1 CHANDLER AZ 852861662, 1, CHANDLER, AZ 85286-1662
Investor	Possibly a Property Investor

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1428 E JOSEPH WAY, GILBERT, AZ 85295-8304
Document Number	0000428234
Instrument Date	Jun 4, 2019
Transaction Type	Mortgage
Record Updated	Jun 18, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1428 E JOSEPH WAY GILBERT AZ 852958304, GILBERT, AZ 85295-8304

Mortgage

Document Number	0000428234
Date	Jun 10, 2019
Instrument	428234

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 9, 2049

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$34,720 (-5.06%)	$347,200 (-5.06%) Land $69,400 Building $277,800
2025	$1,158.00 (+3.12%)
2024		$36,570	$365,700 Land $73,100 Building $292,600
2023	$1,123.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 767 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 500
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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