Olmsted County property record for 1428 E Center St, Rochester, MN 55904
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,212 sqft · built 1925 |
| Lot Size | 0.113 acres (4,922 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $42,000 (Jan 2019) |
| Tax Bill | $2,996 (2026) |
| Deeds & Mortgages | Dec 2022 Line of Credit Jan 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 74.36.44.009076 |
| Primary APN | 74.36.44.009076 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,212 sqft Living Area |
| 1st Floor Area | 816 sqft |
| Basement Area | 396 sqft |
| Unfinished Basement | 396 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,922 sqft (0.113 acres) |
| Lot Dimensions | 98 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1428 E CENTER ST |
|---|---|
| City | ROCHESTER |
| State | MN |
| Zip | 55904-4737 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-36 TWP-107 RANGE-014 HARVEY SANDERSON ADD LOT-004 BLOCK-001 N98FT LOT 4 BLK 1 |
| Legal Range | 14 |
| Legal Township | 107 |
| Legal Section | 36 |
| Legal Subdivision | HARVEY SANDERSON ADD |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | OLMSTED MN |
| Township / Civil Division | ROCHESTER |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 200 |
Source: Olmsted County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 40338 COUNTY ROAD 90, MAZEPPA, MN 55956-4082 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 30, 2022 | Deed of Trust, Mortgage · Line of Credit FORESIGHT BANK |
| Jan 15, 2019 | Warranty Deed, Transfer FORESIGHT BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 15, 2019 · Amount on Record |
| Deed Sale | Jan 15, 2019 · Amount on Record |
| Deed Document Number | 20191465478 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLMSTED MN |
| Property Address | 1428 E CENTER ST, ROCHESTER, MN 55904-4737 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2023 |
| Title Company | ROCHESTER TITLE |
| Name | Verified Name |
|---|
| Document Number | 00A1579676 |
|---|---|
| Date | Dec 30, 2022 |
| Instrument | A-1579676 |
| Name | FORESIGHT BANK |
|---|---|
| Type | Bank |
| Address | MABEL, MN 55954 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 29, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OLMSTED MN |
| Recording Date | Jan 15, 2019 |
| Property Address | 1428 E CENTER ST, ROCHESTER, MN 55904-4737 |
| Document Number | A1465478 |
| Instrument Date | Jan 14, 2019 |
| Instrument | A-1465478 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2021 |
| Title Company | HANSEN TITLE & LEGAL SERVICE |
| Amount | Amount Recorded |
|---|---|
| Tax | $138.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2243 5TH AVE NE, ROCHESTER, MN 55906-4017 |
| Document Number | A1465479 |
|---|---|
| Date | Jan 15, 2019 |
| Instrument | A-1465479 |
| Name | FORESIGHT BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 300 Months |
| Due | Jan 14, 2044 |
| Document Number | 00A1465997 |
|---|---|
| Date | Jan 25, 2019 |
| Instrument | A-1465997 |
| Name | FORESIGHT BANK |
|---|---|
| Type | Bank |
| Address | PLAINVIEW, MN 55964 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Olmsted County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Olmsted County |
| Municipality | Rochester City |
| Unified School District | Rochester Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,996.00 | ||
| 2025 | $213,100 Land $45,000 Building $168,100 | $213,100 Land $45,000 Building $168,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1978–2010) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Rochester serves 123,624 people · EPA ID MN1550010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 7 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: CenturyLink, GigFire, Hiawatha Broadband Communications, Minnesota WiFi.
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