1428 E 4th St, Charlotte, NC 28204 Property Records

Mecklenburg County property record for 1428 E 4th St, Charlotte, NC 28204

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details3,194 sqft · built 1920
Lot Size0.128 acres (5,606 sqft)
OwnerCompany Name on Record
Last Sale$650,000 (Jan 2008)
Tax Bill$8,159 (2023)
Deeds & MortgagesAug 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN125-104-10

Property Details

APN / Parcel Number

Primary APN125-104-10

Interior

Total Rooms3 Rooms
Stories1 Story
Building Area3,194 sqft Heated Area
Gross Area3,265 sqft
1st Floor Area3,250 sqft
FlooringConcrete/Cement
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Architectural StyleOther
Exterior MaterialStucco
Foundation TypeSlab (Mat/Raft)
Roof MaterialTar & Gravel
Lot Area5,606 sqft (0.128 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number125-104-10
Street Address1428 E 4TH ST
CityCHARLOTTE
StateNC
Zip28204-3456
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning CodeMUDD-O
Legal DescriptionDIST:1 CITY/MUNI/TWP:CHARLOTTE MAP REF:BK 125 PG 10
Legal SubdivisionALTA ACSM LAND TITLE/1428 EAST
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1002
Census Tract2600

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 30067, CHARLOTTE, NC 28230-0067
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 16, 2008 · Amount on Record
Deed SaleJan 16, 2008 · Amount on Record
Deed Document Number0023281858
Deed Book / Page23281 / 858
Record UpdatedJun 7, 2026

August 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMECKLENBURG NC
Property Address1428 E 4TH ST, CHARLOTTE, NC 28204-3456
Document Number0000123204
Book / Page032112 / 000438
Instrument DateAug 1, 2017
Transaction TypeMortgage
Record UpdatedSep 18, 2017

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address132 BREVARD CT CHARLOTTE NC 282021927, CHARLOTTE, NC 28202-1927

Mortgage

Document Number0000123204
DateSep 12, 2017
Book Page032112/000438
Instrument123204
Lender
NamePARAGON COM'L BK
TypeBank
AddressCHARLOTTE, NC 28211
Agreement
Term60 Months
DueSep 11, 2022

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims2 (1978–1997)
Most Recent ClaimJul 1997 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: Google Fiber.

Nearby Properties on E 4th St

Nearby Streets

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