Berkeley County property record for 1428 Broad Ln, Falling Waters, WV 25419
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,840 sqft · built 1993 |
| Lot Size | 1.91 acres (83,200 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $350,000 (Dec 2023) |
| Tax Bill | $2,127 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Sep 2019 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-7-0172.0011 |
| Primary APN | 02-7-0172.0011 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,840 sqft Living Area |
| 1st Floor Area | 1,440 sqft |
| Basement Area | 1,400 sqft |
| Finished Basement | 1,400 sqft |
| Family Room | Family Room |
| Year Built | Built 1993 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 83,200 sqft (1.91 acres) |
| Garage Area | 576 sqft |
| Porch | Porch |
| Porch Area | 156 sqft |
| Patio Area | 49 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 07159861 |
|---|---|
| Street Address | 1428 BROAD LN |
| City | FALLING WATERS |
| State | WV |
| Zip | 25419-3532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.91 ACRES LOT 3 REED FARM |
| Legal Lot Number | 3 |
| Jurisdiction | BERKELEY WV |
| Township / Civil Division | POTOMAC |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 971101 |
Source: Berkeley County records, as of November 14, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1428 BROAD LN, FALLING WATERS, WV 25419-3532 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 4, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC |
| Sep 30, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC |
| Jul 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Nov 4, 2013 | Deed of Trust, Mortgage · Stand-Alone First Mortgage WELLS FARGO BANK NA |
| Oct 29, 2012 | Deed of Trust, Mortgage USAA FEDERAL SAVINGS BANK |
| Dec 19, 2023 | Deed, Transfer · Conventional Mortgage CARRINGTON MORTGAGE SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 19, 2023 · Amount on Record |
| Deed Sale | Dec 19, 2023 · Amount on Record |
| Deed Document Number | 20230034735 |
| Deed Book / Page | 1462 / 16 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY WV |
| Property Address | 1428 BROAD LN, FALLING WATERS, WV 25419-3532 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 003658/403 |
|---|---|
| Date | Mar 4, 2021 |
| Book Page | 3658/403 |
| Instrument | 20210008135 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY WV |
| Property Address | 1428 BROAD LN, FALLING WATERS, WV 25419-3532 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0003413/39 |
|---|---|
| Date | Sep 30, 2019 |
| Book Page | 3413/39 |
| Instrument | 20190029443 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY WV |
| Property Address | 1428 BROAD LN, FALLING WATERS, WV 25419-3532 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 003739/388 |
|---|---|
| Date | Jul 13, 2021 |
| Book Page | 3739/388 |
| Instrument | 20210026187 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Jun 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY WV |
| Property Address | 1428 BROAD LN, FALLING WATERS, WV 25419-3532 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 11439 ASHTON RD, CLEAR SPRING, MD 21722-2009 |
| Investor | Possibly a Property Investor |
| Document Number | 002822/281 |
|---|---|
| Date | Nov 4, 2013 |
| Book Page | 2822/281 |
| Instrument | 20130055633 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | 101 N PHILLIPS AVE, SIOUX FALLS, SD 57104 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY WV |
| Property Address | 1428 BROAD LN, FALLING WATERS, WV 25419-3532 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1428 BROAD LN, FALLING WATERS, WV 25419-3532 |
| Document Number | 002697/471 |
|---|---|
| Date | Oct 29, 2012 |
| Book Page | 2697/471 |
| Instrument | 20120041261 |
| Name | USAA FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | 10750 MCDERMOTT FWY, SAN ANTONIO, TX 78288 |
| Amount | Amount Recorded |
|---|---|
| Term | 237 Months |
| Due | Jul 23, 2032 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKELEY WV |
| Recording Date | Dec 19, 2023 |
| Property Address | 1428 BROAD LN, FALLING WATERS, WV 25419-3532 |
| Document Number | 0001462/16 |
| Book / Page | 1462 / 16 |
| Map Reference | DB 429 PG 478 |
| Instrument Date | Dec 6, 2023 |
| Instrument | 20230034735 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,695.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1428 BROAD LN, FALLING WATERS, WV 25419-3532 |
| Document Number | 20230034736 |
|---|---|
| Date | Dec 19, 2023 |
| Instrument | 20230034736 |
| Name | CARRINGTON MORTGAGE SVCS |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
Source: Berkeley County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,127.00 (+8.02%) | $174,960 (+12.28%) Land $41,760 Building $133,200 | $291,600 (+12.28%) Land $69,600 Building $222,000 |
| 2023 | $1,969.00 | $155,820 Land $37,980 Building $117,840 | $259,700 Land $63,300 Building $196,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 31 (1984–2018) |
| Claims Outside the SFHA | 2 of 31 |
| Most Recent Claim | Jun 2018 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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