Durham County property record for 1428 Acadia St, Durham, NC 27701
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,436 sqft · built 1959 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $355,000 (Oct 2014) |
| Tax Bill | $7,601 (2026) |
| Deeds & Mortgages | Feb 2021 Mortgage Apr 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 0832-13-3244 |
| Primary APN | 0832-13-3244 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 3,436 sqft Heated Area |
| 1st Floor Area | 1,928 sqft |
| Basement Area | 1,928 sqft |
| Unfinished Basement | 1,928 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 20,473 sqft (0.47 acres) |
| Lot Dimensions | 177 ft deep x 120 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Street Address | 1428 ACADIA ST |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27701-1302 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-8 |
| Legal Description | PROP-DUKE B L NORTH DURHA M/BLK:42/LT#04-05-06PT PL:00005B-000103 |
| Legal Subdivision | PROP-DUKE B L |
| Legal Block | 42 |
| Legal Lot Number | 4,5 |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | DURHAM |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the North Durham-Duke Park District listed 1985 · 229 contributing resources · NRIS 85001338 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Durham County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1428 ACADIA ST, DURHAM, NC 27701-1302 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage M & T BANK |
| Apr 25, 2019 | Deed of Trust, Mortgage · Line of Credit COGENT BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 30, 2014 · Amount on Record |
| Deed Sale | Oct 30, 2014 · Amount on Record |
| Prior Sale | Jan 28, 2005 · Amount on Record |
| Deed Document Number | 201433439 |
| Deed Book / Page | 7593 / 917 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 1428 ACADIA ST, DURHAM, NC 27701-1302 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0092400497 |
|---|---|
| Date | Feb 24, 2021 |
| Book Page | 9240/497 |
| Instrument | 2021009012 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 1428 ACADIA ST, DURHAM, NC 27701-1302 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 142B ACADIA ST, DURHAM, NC 27701 |
| Document Number | 0086410024 |
|---|---|
| Date | Apr 25, 2019 |
| Book Page | 8641/024 |
| Instrument | 2019013174 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27612 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 16, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Durham County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,601.00 (+2.52%) | $747,928 (-) Land $349,125 Building $398,803 | $747,928 (-) Land $349,125 Building $398,803 |
| 2025 | $7,414.00 (+28.69%) | $747,928 (+70.04%) Land $349,125 Building $398,803 | $747,928 (+70.04%) Land $349,125 Building $398,803 |
| 2023 | $5,761.00 (+2.34%) | $439,863 Land $110,175 Building $329,688 | $439,863 Land $110,175 Building $329,688 |
| 2022 | $5,629.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (2015–2023) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jun 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DURHAM serves 333,490 people · EPA ID NC0332010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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