1428 20th St, Florence, OR 97439 Property Records

Lane County property record for 1428 20th St, Florence, OR 97439

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,294 sqft · built 1978
Lot Size0.217 acres (9,430 sqft)
Owner2 Individual Names on File
Last Sale$175,000 (Mar 2005)
Tax Bill$3,739 (2025)
Deeds & MortgagesOct 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN18-12-27-10-00126-000

Property Details

APN / Parcel Number

Primary APN18-12-27-10-00126-000
Alternative APNs
  • 1812271000126
  • 1126620

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,294 sqft Living Area
1st Floor Area2,294 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 2002
Exterior MaterialWood
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,430 sqft (0.217 acres)
Lot Dimensions115 ft deep x 82 ft wide
Garage TypeOpen
Garage Area2,225 sqft
DrivewayDriveway
Driveway Area2,225 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number1126620
Street Address1428 20TH ST
CityFLORENCE
StateOR
Zip97439-9441
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeM-F
Legal DescriptionTL 00126
Legal Range12
Legal Township18
Legal Section27
Legal SubdivisionSANDPIPER FIRST ADDITION
Legal Lot Number126
JurisdictionLANE OR
Township / Civil DivisionFLORENCE
Census Block Group3
Census Block3008
Census Tract705

Owner

1428 20th St is owned and occupied by two individuals who acquired it in April 2007.

Source: Lane County records, as of July 14, 2026

Owner of Record2 Individual Names on File
Mailing Address1428 20TH ST, FLORENCE, OR 97439-9441
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 15, 2005 · Amount on File
Deed SaleMar 15, 2005 · Amount on File
Deed Document Number200517608
Last Transfer DateApr 2, 2007
Transfer Doc0000023047
Record UpdatedOct 29, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANE OR
Property Address1428 20TH ST, FLORENCE, OR 97439-9441
Transaction TypeMortgage
Record UpdatedOct 30, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000030757
DateOct 24, 2023
Instrument2023-030757
Lender
NameSELECT PORTFOLIO SERVICING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term478 Months
DueAug 1, 2063

Tax Assessment & Valuation

The 2025 property tax bill for 1428 20th St was $3,739.

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

TypeName
StateOregon
CountyLane County
MunicipalityFlorence City
Unified School DistrictSiuslaw School District 97J (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,739.00$274,085$548,821 Land $82,821 Building $466,000
2023$3,531.00 (+4.22%)$258,352 (+3%)$564,024 (+13.86%) Land $72,255 Building $491,769
2022$3,388.00$250,828$495,376 Land $69,816 Building $425,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1428 20th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1428 20th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99.5% of Oregon
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FLORENCE
serves 9,561 people · EPA ID OR4100299
Water SourceGroundwater
Last State InspectionNov 2022
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wind Wireless
Fiber
10,000 / 10,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile.

Nearby Properties on 20th St

Nearby Streets

Search Property Records by Address or Parcel Number