Story County property record for 1428 13th St, Ames, IA 50010
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 749 sqft · built 1930 |
| Lot Size | 0.157 acres (6,848 sqft) |
| Owner | Company Name on File |
| Last Sale | $125,000 (May 2023) |
| Tax Bill | $2,234 (2025) |
| Deeds & Mortgages | May 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-03-200-030 |
| Primary APN | 09-03-200-030 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 749 sqft Total Area |
| 1st Floor Area | 749 sqft |
| Basement Area | 749 sqft |
| Finished Basement | 685 sqft |
| Unfinished Basement | 64 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Duplex Single |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,848 sqft (0.157 acres) |
| Lot Dimensions | 100 ft deep x 68 ft wide |
| Deck Area | Deck Area |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1428 13TH ST |
|---|---|
| City | AMES |
| State | IA |
| Zip | 50010-5204 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RL |
| Legal Description | RIDGEWOOD 2ND ADD LOT 17 & E18' LOT 16 BLK 5 |
| Legal Range | 24W |
| Legal Township | 83N |
| Legal Section | 03 |
| Legal Subdivision | RIDGEWOOD 2ND ADD |
| Legal Block | 5 |
| Legal Lot Number | 16,17 |
| Jurisdiction | STORY IA |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 900 |
1428 13th St, a duplex, is owned by a company that acquired it in August 2023.
Source: Story County records, as of September 1, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 203 DEER RIDGE DR NW, BONDURANT, IA 50035-1011 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 2, 2023 · Amount on File |
| Deed Sale | May 2, 2023 · Amount on File |
| Deed Document Number | 20232596 |
| Last Transfer Date | Aug 25, 2023 |
| Transfer Doc | 0000006107 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 1428 13TH ST, AMES, IA 50010-5204 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0202302597 |
|---|---|
| Date | May 2, 2023 |
| Instrument | 2023-02597 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2053 |
The 2025 property tax bill for 1428 13th St was $2,234, up 25.4% from the year before.
Source: Story County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Ames City |
| County | Story County |
| Unified School District | Ames Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,234.00 (+25.36%) | $162,500 Land $44,500 Building $118,000 | $162,500 Land $44,500 Building $118,000 |
| 2024 | $1,782.00 | ||
| 2023 | $122,800 Land $30,200 Building $92,600 | $122,800 Land $30,200 Building $92,600 | |
| 2022 | $2,032.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1428 13th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Mar 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1428 13th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, ICS Advanced Technologies.
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