14270 Clover Ave, Cedar Lake, IN 46303 Property Records

Lake County property record for 14270 Clover Ave, Cedar Lake, IN 46303

Property Summary

Property Type	Row House
Details	2 ba · 1,743 sqft · built 2023
Lot Size	0.156 acres (6,837 sqft)
Owner	Individual Name on File
Last Sale	$274,990 (Nov 2023)
Tax Bill	$1,061 (2024)
Deeds & Mortgages	Nov 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45-15-33-254-007.000-014`

Property Details

APN / Parcel Number

Primary APN	`45-15-33-254-007.000-014`

Interior

Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,743 sqft Living Area

Exterior

Year Built	Built 2023
Construction Type	Wood
Roof Material	Asphalt
Lot Area	6,837 sqft (0.156 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	14270 CLOVER AVE
City	CEDAR LAKE
State	IN
Zip	46303-0778
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Row House
Legal Description	ROSE GARDEN ESTATES PUD PHASE 2 LOT 221-2
Legal Phase	2
Legal Lot Number	221-2
Jurisdiction	LAKE IN
Township / Civil Division	HANOVER
Census Block Group	2
Census Block	2024
Census Tract	42901

Owner

14270 Clover Ave, a row house, is owned and occupied by an individual who bought it in November 2023.

Source: Lake County records, as of March 18, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	14270 CLOVER AVE, CEDAR LAKE, IN 46303-0778
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2023 · Amount on File
Deed Sale	Nov 8, 2023 · Amount on File
Deed Document Number	2023-536918
Record Updated	Jun 8, 2026

November 2023: Limited Warranty Deed, Subdivision Related Transfer

Document Type	Limited Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Nov 8, 2023
Property Address	14270 CLOVER AVE, CEDAR LAKE, IN 46303-0778
Document Number	0000036918
Map Reference	DOC 2021-062122
Instrument Date	Oct 17, 2023
Instrument	2023-536918
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 16, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	14270 CLOVER AVE, CEDAR LAKE, IN 46303-0778

Mortgage

Document Number	0000036919
Date	Nov 8, 2023
Instrument	2023-536919

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Hanover Township
Municipality	Cedar Lake Town
Unified School District	Hanover Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$291,100 Land $51,800 Building $239,300	$291,100 Land $51,800 Building $239,300
2024	$1,061.00
2023		$46,400 (+15,366.67%) Land $46,400	$46,400 (+15,366.67%) Land $46,400
2022	$7.00	$300 Land $300	$300 Land $300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 14270 Clover Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14270 Clover Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20