Harris County property record for 1427 Stependale Dr, Katy, TX 77450
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,947 sqft · built 1983 |
| Lot Size | 0.185 acres (8,050 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $568,070 (Sep 2022) |
| Tax Bill | $10,582 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Sep 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 114-249-014-0002 |
| Primary APN | 114-249-014-0002 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,947 sqft Living Area |
| 1st Floor Area | 1,719 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 8,050 sqft (0.185 acres) |
| View / Lot | Neighborhood |
| Garage Type | Detached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 768 sqft |
| Porch | Open Frame Porch |
| Porch Area | 375 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1142490140002 |
|---|---|
| Street Address | 1427 STEPENDALE DR |
| City | KATY |
| State | TX |
| Zip | 77450-4923 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 2 BLK 14 NOTTINGHAM COUNTRY SEC 8 R/P |
| Legal Subdivision | NOTTINGHAM COUNTRY SEC 8 R/P |
| Legal Block | 14 |
| Legal Lot Number | 2 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 454700 |
1427 Stependale Dr is owned and occupied by two individuals who bought it in September 2022.
Source: Harris County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1427 STEPENDALE DR, KATY, TX 77450-4923 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 20, 2026 | Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CONNECT |
| Sep 6, 2022 | Vendor's Lien, Transfer · FHA Mortgage NETWORK FUNDING LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 6, 2022 · Amount on File |
| Deed Sale | Sep 6, 2022 · Amount on File |
| Prior Sale | Sep 15, 2010 |
| Deed Document Number | 2022450364 |
| Prior Transfer Date | Apr 28, 2000 |
| Prior Transfer Doc | 000U362316 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | May 20, 2026 |
| Property Address | 1427 STEPENDALE DR, KATY, TX 77450-4923 |
| Document Number | 0000196937 |
| Instrument Date | Apr 22, 2026 |
| Instrument | 2026196937 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Address | 1427 STEPENDALE DR, KATY, TX 77450-4923 |
| Document Number | 0000196937, |
|---|---|
| Date | May 20, 2026 |
| Instrument | 2026196937 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Sep 6, 2022 |
| Property Address | 1427 STEPENDALE DR, KATY, TX 77450-4923 |
| Document Number | 0000450364 |
| Map Reference | VOL 289 PG 26 |
| Instrument Date | Sep 2, 2022 |
| Instrument | 2022-450364 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1427 STEPENDALE DR, KATY, TX 77450-4923 |
| Document Number | 0000450365 |
|---|---|
| Date | Sep 6, 2022 |
| Instrument | 2022-450365 |
| Name | NETWORK FUNDING LP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
The 2025 property tax bill for 1427 Stependale Dr was $10,582, up 32% from the year before.
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Katy Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $455,312 (-5.48%) Land $135,585 Building $319,727 | $455,312 (-5.48%) Land $135,585 Building $319,727 | |
| 2025 | $10,582.00 (+32.04%) | $481,686 Land $135,585 Building $346,101 | $481,686 Land $135,585 Building $346,101 |
| 2024 | $8,014.00 | ||
| 2023 | $433,250 Land $135,585 Building $297,665 | $433,250 Land $135,585 Building $297,665 | |
| 2022 | $7,601.00 | ||
| 2020 | $5,690.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1427 Stependale Dr in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 130 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 130 in force |
| Nearby Flood Claims | 14 (1998–2020) |
| Claims Outside the SFHA | 13 of 14 |
| Most Recent Claim | Jun 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1427 Stependale Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MASON CREEK UTILITY DISTRICT serves 8,900 people · EPA ID TX1010379 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 608 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Ezee Fiber.
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