Osceola County property record for 1427 Starboard Dr, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Mobile Home |
|---|---|
| Details | 1 bd · 1 ba · 501 sqft · built 2000 |
| Lot Size | 0.067 acres (2,919 sqft) |
| Owner | Individual Name on File |
| Last Sale | $145,000 (Mar 2021) |
| Tax Bill | $717 (2025) |
| Deeds & Mortgages | Mar 2021 Sale Feb 2017 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 93910 |
| Primary APN | 93910 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 501 sqft Heated Area |
| Gross Area | 945 sqft |
| 1st Floor Area | 501 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Architectural Style | Mobile/Manufactured |
| Exterior Material | Vinyl |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 2,919 sqft (0.067 acres) |
| Porch | Finished/Screened Porch |
|---|---|
| Porch Area | 444 sqft |
| Deck Area | 220 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Boat Access | Boat Access |
| Boat House | 220 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 93910 |
|---|---|
| Street Address | 1427 STARBOARD DR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7424 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | SHELTER COVE RESORT COND CB 1 PG 20 LOT 767 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 34 |
| Legal Subdivision | SHELTER COVE |
| Legal Tract | 4987 |
| Legal Block | 1 |
| Legal Lot Number | 767 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3037 |
| Census Tract | 43700 |
Source: Osceola County records · APN 93910
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1427 STARBOARD DR, SAINT CLOUD, FL 34771-7424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 15, 2021 | Warranty Deed, Transfer A CLEAR CHOICE TITLE AND ESCROW, A CLEAR CHOICE T&E OF OSCEOL |
| Feb 02, 2017 | Warranty Deed, Transfer · Conventional Mortgage ROBERT D & ANNA M TOWN |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 15, 2021 · Amount on Record |
| Deed Sale | Mar 15, 2021 · Amount on Record |
| Prior Sale | Feb 02, 2017 · Amount on Record |
| Deed Document Number | 0059112620 |
| Deed Book / Page | 5911 / 2620 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 15, 2021 |
| Property Address | 1427 STARBOARD DR, SAINT CLOUD, FL 34771-7424 |
| Document Number | 0059112620 |
| Book / Page | 5911 / 2620 |
| Map Reference | MB 228 PG 655-692 |
| Instrument Date | Mar 15, 2021 |
| Instrument | 2021037771 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | A CLEAR CHOICE TITLE AND ESCROW, A CLEAR CHOICE T&E OF OSCEOL |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,015.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1890 DEBORAH DR APT 22, 1890, PUNTA GORDA, FL 33950-8163 |
| Name | Verified Name |
|---|---|
| Address | 1427 STARBOARD DR, SAINT CLOUD, FL 34771-7424 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 02, 2017 |
| Property Address | 1427 STARBOARD DR, SAINT CLOUD, FL 34771-7424 |
| Document Number | 0050961817 |
| Book / Page | 005096 / 001817 |
| Instrument Date | Feb 02, 2017 |
| Instrument | 18619 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $896.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1427 STARBOARD DR ST CLOUD FL 347717424, ST CLOUD, FL 34771-7424 |
| Document Number | 50961818 |
|---|---|
| Date | Feb 02, 2017 |
| Book Page | 005096/001818 |
| Instrument | 18620 |
| Name | ROBERT D & ANNA M TOWN |
|---|---|
| Address | 11 KINGSRIDGE DR N, COUNCIL BLUFFS, IA 51503-8419 |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Feb 01, 2020 |
| Rate | 4% |
|---|
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $717.00 (+12.74%) Homeowner's exemption | $61,070 (+5.99%) | $106,500 (-0.28%) Land $60,000 Building $46,500 |
| 2023 | $636.00 (+4.78%) Homeowner's exemption | $57,621 (+3%) | $106,800 (+31.69%) Land $55,000 Building $51,800 |
| 2022 | $607.00 Homeowner's exemption | $55,943 | $81,100 Land $55,000 Building $26,100 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 66.0 ft |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 70 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 70 in force |
| Wildfire Risk | Moderate above 69% of the US · above 49% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 442 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 163 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
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