1427 S Spencer Ave, Berkeley, IL 60163 Property Records

Cook County property record for 1427 S Spencer Ave, Berkeley, IL 60163 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1951
Square Footage868 sqft Living Area
Lot Size6,700 sqft (0.154 acres)
OccupancyOwner Occupied
Last Sale$138,000 (2003)
Tax Bill$775.00 (2023)

Property Details

APN / Parcel Number

Primary APN15-08-109-046
Alternative APN
  • 15-08-109-046-0000

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms4 Rooms
Building Area868 sqft Living Area
1st Floor868 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Exterior MaterialBrick/Stone (Brick and/or Stone) Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Foundation TypeNo Foundation Foundation
Roof MaterialAsphalt Roof
Lot Area6,700 sqft (0.154 acres)
Parking Spaces1 Parking Spaces
Garage TypeDetached Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address1427 S SPENCER AVE
CityBERKELEY
StateIL
Zip60163-1333
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionJ W (MCCORMACKS) (WESTMORELAND) SUB IN WH SEC 08-39-12
Legal Range12E
Legal Township39N
Legal Section08
Legal SubdivisionMCCORMACKS WESTMORELAND
Legal Lot Number408,4
JurisdictionCOOK IL
Minor Civil DivisionPROVISO
Census Blockgroup2
Census Block2017
Census Tract816800

Owner

Source: Cook County records · APN 15-08-109-046

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1427 S SPENCER AVE, BERKELEY, IL 60163-1333
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 01, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Feb 28, 2018Deed of Trust, Mortgage · Conventional Mortgage
HOME PT FIN'L

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 15, 2003 · Amount on Record
Deed SaleJan 15, 2003 · Amount on Record
Prior SaleSep 03, 1993
Deed Doc Number200367127
Record RefreshedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address1427 S SPENCER AVE, BERKELEY, IL 60163-1333
Transaction TypeMortgage
Record UpdatedApr 09, 2021
Title CompanyPRAIRIE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0009128066
DateApr 01, 2021
Instrument2109128066
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2051
Interest
Rate2.99%

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address1427 S SPENCER AVE, BERKELEY, IL 60163-1333
Document Number1806715022
Instrument DateFeb 28, 2018
Transaction TypeMortgage
Record UpdatedMar 16, 2018
Title CompanyNATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1427 S SPENCER AVE BERKELEY IL 601631333, BERKELEY, IL 60163-1333

Mortgage

Document Number1806715022
DateMar 08, 2018
Instrument6715022
Lender
NameHOME PT FIN'L
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 07, 2048
Interest
Rate4.37%

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionProviso Township
MunicipalityBerkeley Village
Elementary School DistrictBerkeley School District 87 (PK - 08)
Secondary School DistrictProviso Township High School District 209 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$19,000 (+11.88%) Land $3,685 Building $15,315$190,000 (+11.88%) Land $36,850 Building $153,150
2023$775.00 (-17.99%)
2022$945.00 Homeowner's exemption Senior Citizen's exemption$16,983 Land $3,182 Building $13,801$169,830 Land $31,820 Building $138,010

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