1427 Ocampo Dr, Laredo, TX 78046 Property Records

Webb County property record for 1427 Ocampo Dr, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	2,636 sqft · built 2012
Lot Size	0.106 acres (4,618 sqft)
Owner	2 Individual Names on Record
Last Sale	$239,992 (Jul 2023)
Tax Bill	$1,675 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jul 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`973-51002-140`

Property Details

APN / Parcel Number

Primary APN	`973-51002-140`
Alternative APN	`364188`

Interior

Stories	2 Stories
Building Area	2,636 sqft Living Area
Gross Area	3,016 sqft
1st Floor Area	1,128 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,618 sqft (0.106 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	55 sqft

Location & Zoning

Street Address	1427 OCAMPO DR
City	LAREDO
State	TX
Zip	78046-5219
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LOS PRESIDENTES 12 BLK 2 LOT 14 UNDIVDED INTEREST PROPERTY - UDI: 34.000000%
Legal Subdivision	LOS PRESIDENTES 12
Legal Block	2
Legal Lot Number	14
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	2
Census Block	2010
Census Tract	1810

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1427 OCAMPO DR, LAREDO, TX 78046-5219
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2021	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Jul 18, 2023	Vendor's Lien, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2023 · Amount on Record
Deed Sale	Jul 18, 2023 · Amount on Record
Prior Sale	Aug 30, 2012 · Amount on Record
Deed Document Number	20231505342
Deed Book / Page	5499 / 407
Prior Transfer Date	Jun 18, 2012
Prior Transfer Doc	003311/103
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	1427 OCAMPO DR, LAREDO, TX 78046-5219
Transaction Type	Mortgage
Record Updated	May 29, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1427 OCAMPO DR, LAREDO, TX 78046-5219

Mortgage

Document Number	0004943/82
Date	Jan 25, 2021
Book Page	4943/82
Instrument	1416595

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	314 Months
Due	Mar 1, 2047

July 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jul 18, 2023
Property Address	1427 OCAMPO DR, LAREDO, TX 78046-5219
Document Number	005499/407
Book / Page	5499 / 407
Map Reference	VOL 27 PG 45&45A
Instrument Date	Jul 17, 2023
Instrument	1505342
Transaction Type	Transfer
Record Updated	May 29, 2026
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1427 OCAMPO DR, LAREDO, TX 78046-5219

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1427 OCAMPO DR, LAREDO, TX 78046-5219

Mortgage

Document Number	0001505343
Date	Jul 18, 2023
Instrument	1505343

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$108,419 (-67.25%) Land $15,026 Building $93,393	$108,419 (-67.25%) Land $15,026 Building $93,393
2025	$1,675.00 (-22.06%)	$331,063 (+9.7%) Land $45,533 Building $285,530	$331,063 (+9.7%) Land $45,533 Building $285,530
2024	$2,149.00 (+22.38%)
2023		$301,793 (+21.54%) Land $42,947 Building $258,846	$301,793 (+21.54%) Land $42,947 Building $258,846
2022	$1,756.00 Homeowner's exemption	$248,303 Land $42,947 Building $205,356	$248,303 Land $42,947 Building $205,356

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone.

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