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1427 Mount Laurel Dr, Winter Springs, FL 32708 Property Records

Seminole County property record for 1427 Mount Laurel Dr, Winter Springs, FL 32708

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,624 sqft · built 1982
Lot Size0.47 acres (20,491 sqft)
Owner2 Owner Names on File
Last Sale$277,000 (Sep 2002)
Tax Bill$4,321 (2025)
Deeds & MortgagesApr 2020 Mortgage
Apr 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN07-21-31-5FQ-0000-1430

Property Details

APN / Parcel Number

Primary APN07-21-31-5FQ-0000-1430

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area2,624 sqft Living Area
1st Floor Area2,624 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area20,491 sqft
Garage Area546 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area1 sqft
PorchPorch
Porch Area594 sqft
Patio Area856 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelSolar

Location & Zoning

Street Address1427 MT LAUREL DR
CityWINTER SPRINGS
StateFL
Zip32708-3837
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 143 TUSCAWILLA UNIT 9-B PB 25 PGS 57 & 58
Legal Range31E
Legal Township21S
Legal Section07
Legal SubdivisionTUSCAWILLA
Legal BlockPB
Legal Lot Number143
Legal Unit9-B
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group1
Census Block1003
Census Tract21306

Owner

The current owner of 1427 Mount Laurel Dr bought it in September 2002.

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Owner Names on File
Mailing Address1427 MT LAUREL DR, WINTER SPGS, FL 32708-3837
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
ADDITION FIN'L CU
Apr 22, 2020Deed of Trust, Mortgage · Line of Credit
ADDITION FIN'L CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 27, 2002 · Amount on File
Deed SaleSep 27, 2002 · Amount on File
Prior SaleMar 27, 1995 · Amount on File
Deed Document Number0453901067
Deed Book / Page04539 / 01067
Record UpdatedJun 8, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address1427 MT LAUREL DR, WINTER SPRINGS, FL 32708-3837
Document Number0095900891
Instrument DateApr 22, 2020
Transaction TypeMortgage
Record UpdatedJun 22, 2020
Title CompanyPRIMERA TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1427 MT LAUREL DR WINTER SPRINGS FL 327083837, WINTER SPRINGS, FL 32708-3837

Mortgage

Document Number0095900891
DateApr 28, 2020
Book Page009590/000891
Instrument44682
Lender
NameADDITION FIN'L CU
AddressLAKE MARY, FL 32746
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 27, 2050

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address1427 MT LAUREL DR, WINTER SPRINGS, FL 32708-3837
Document Number0095900927
Instrument DateApr 22, 2020
Transaction TypeMortgage
Record UpdatedJun 22, 2020
Title CompanyPRIMERA TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1427 MT LAUREL DR WINTER SPRINGS FL 327083837, WINTER SPRINGS, FL 32708-3837

Mortgage

Document Number0095900927
DateApr 28, 2020
Book Page009590/000927
Instrument44687
Lender
NameADDITION FIN'L CU
AddressLAKE MARY, FL 32746
Agreement
TypeLine of Credit
AmountAmount on Record
Term420 Months
DueApr 27, 2055
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1427 Mount Laurel Dr was $4,321 with a homeowner's exemption.

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
MunicipalityWinter Springs City
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,321.00 Homeowner's exemption$300,635$542,082 Land $130,000 Building $412,082
2023$3,909.00 (+2.98%) Homeowner's exemption$283,652 (+3%)$523,279 (+8.58%) Land $140,000 Building $383,279
2022$3,796.00 Homeowner's exemption$275,390$481,938 Land $120,000 Building $361,938

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1427 Mount Laurel Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 45 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies45 in force
Nearby Flood Claims4 (2021–2024)
Claims Outside the SFHA1 of 4
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1427 Mount Laurel Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER SPRINGS, CITY OF (3 WPS)
serves 34,657 people · EPA ID FL3590879
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Fiber		5,000 / 5,000
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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