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1427 Lowe Dr, Algonquin, IL 60102 Property Records

McHenry County property record for 1427 Lowe Dr, Algonquin, IL 60102 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,292 sqft · built 1957
Lot Size0.9 acres (3,901 sqft)
Owner2 Company Names on File
Last Sale$176,000 (Mar 2000)
Tax Bill$5,894 (2024)
Deeds & MortgagesAug 2026 Line of Credit
Jan 2017 Mortgage
Flood ZoneZone AE (high risk)
APN19-26-307-015

Property Details

APN / Parcel Number

Primary APN19-26-307-015

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,292 sqft Living Area
1st Floor Area1,292 sqft

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleRanch
Lot Area3,901 sqft (0.9 acres)
Lot Width33 ft Width

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1427 LOWE DR
CityALGONQUIN
StateIL
Zip60102-2333
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2016R0006665 LT 32 BLK 33 MERRILL, F E & CO ALGONQUIN HILLS UNIT 2
Legal SubdivisionCO ALGONQUIN HILLS
Legal Block33
Legal Lot Number32
Legal Unit2
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group4
Census Block4031
Census Tract871600

Owner

Source: McHenry County records · APN 19-26-307-015

Assessment roll updated March 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address1427 LOWE DR, ALGONQUIN, IL 60102-2333
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Aug 03, 2026Deed of Trust, Mortgage · Line of Credit
BMO HARRIS BANK
Jan 11, 2017Deed of Trust, Mortgage · Conventional Mortgage
BMO HARRIS BK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 10, 2000 · Amount on Record
Deed SaleMar 10, 2000 · Amount on Record
Prior SaleMay 23, 1997 · Amount on Record
Deed Document Number200012335
Last Transfer DateFeb 25, 2016
Transfer Doc0000006665
Record UpdatedSep 20, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Recording DateAug 03, 2026
Property Address1427 LOWE DR, ALGONQUIN, IL 60102-2333
Document Number0000022147
Instrument DateJul 25, 2026
Instrument202622147
Transaction TypeMortgage
Record UpdatedAug 14, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust, 212
Address1427 LOWE DR, ALGONQUIN, IL 60102-2333

Mortgage

Document Number0000022147,
DateAug 03, 2026
Instrument202622147
Lender
NameBMO HARRIS BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 30, 2056
Interest
Rate7.79%
Max Rate-1%

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address1427 LOWE DR, ALGONQUIN, IL 60102-2333
Document Number0000006952
Instrument DateJan 11, 2017
Transaction TypeMortgage
Record UpdatedMay 23, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1427 LOWE DR ALGONQUIN IL 601022333, ALGONQUIN, IL 60102-2333

Mortgage

Document Number0000006952
DateFeb 27, 2017
Instrument6952
Lender
NameBMO HARRIS BK NA
TypeBank
AddressCHICAGO, IL 60690
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 26, 2032
Interest
Rate3.75%

Tax Assessment & Valuation

Source: McHenry County records · Assessment roll updated March 27, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlgonquin Village
CountyMcHenry County
County SubdivisionAlgonquin Township
Unified School DistrictCommunity Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2024$5,894.00$83,347 (-12.41%) Land $17,344 Building $66,003$250,041 (-12.41%) Land $52,032 Building $198,009
2022Homeowner's exemption$95,151 Land $20,173 Building $74,978$285,453 Land $60,519 Building $224,934

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McHenry County (17111C), updated February 28, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171118716004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 17 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims4 (1979–1987)
Claims Outside the SFHA1 of 4
Most Recent ClaimSep 1987, alluvial fan flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 196 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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