1427 Edwards Ct, Lafayette, CA 94549 Property Records

Contra Costa County property record for 1427 Edwards Ct, Lafayette, CA 94549

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,072 sqft · built 1953
Lot Size	1.11 acres (48,787 sqft)
Owner	Trust Name on File
Tax Bill	$14,919 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Aug 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`230-090-005-3`

Property Details

APN / Parcel Number

Primary APN	`230-090-005-3`
Alternative APN	`230-090-005`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	15 Rooms
Stories	1 Story
Building Area	4,072 sqft Living Area
Gross Area	3,320 sqft
1st Floor Area	3,320 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1973
Architectural Style	Ranch
Roof Material	Wood Shingle
Lot Area	48,787 sqft
Garage Type	Attached
Garage Area	998 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1427 EDWARDS CT
City	LAFAYETTE
State	CA
Zip	94549-2338
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POR RO CANADA DEL HAMBRE
Legal Subdivision	CANADA DEL HAMBRE RHO
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2024
Census Tract	347000

Owner

1427 Edwards Ct is owner-occupied and held in a trust since February 2015.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Trust Name on File
Mailing Address	1427 EDWARDS CT, LAFAYETTE, CA 94549-2338
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 17, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 23, 2015
Transfer Doc	0000035111
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1427 EDWARDS CT, LAFAYETTE, CA 94549-2338
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	PROVIDENT TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1427 EDWARDS CT, LAFAYETTE, CA 94549-2338

Mortgage

Document Number	0000016831
Date	Jan 27, 2022
Instrument	2022-016831

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2037

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1427 EDWARDS CT, LAFAYETTE, CA 94549-2338
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1427 EDWARDS CT, LAFAYETTE, CA 94549-2338

Mortgage

Document Number	0000127800
Date	Aug 17, 2022
Instrument	2022-127800

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	358 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1427 Edwards Ct was $14,919 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Lafayette City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Lafayette Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,172,607 (+2%) Land $328,573 Building $844,034
2025	$14,919.00 Homeowner's exemption	$1,149,616 Land $322,131 Building $827,485
2023	$14,418.00 (-0.68%) Homeowner's exemption	$1,104,976 Land $309,623 Building $795,353
2022	$14,517.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1427 Edwards Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1986)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1427 Edwards Ct is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 71% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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