Oakland County property record for 1427 E Commerce Rd, Commerce Township, MI 48382 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2004 |
| Square Footage | 2,288 sqft Living Area |
| Lot Size | 22,651 sqft (0.52 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $177,899 (2002) |
| Tax Bill | $1,970.00 (2025) |
| Primary APN | E-17-10-126-015 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Building Area | 2,288 sqft Living Area |
| 1st Floor | 1,651 sqft 1st Floor |
| Basement Area | 1,152 sqft Basement |
| Unfinished Basement | 1,152 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Foundation Type | No Foundation Foundation |
| Roof Construction | Gable Roof Construction |
| Lot Area | 22,651 sqft (0.52 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Area | 755 sqft Garage |
| Deck Area | 82 sqft Deck |
|---|---|
| Patio Area | 82 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 36 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Street Address | 1427 E COMMERCE RD |
|---|---|
| City | COMMERCE TOWNSHIP |
| State | MI |
| Zip | 48382-1242 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | T2N, R8E, SEC 10 COMMERCE ACRES PART OF LOT 7 BEG AT PT DIST N 89-07-00 W 85.00 FT ALG N LOT LINE FROM NE SEC COR, TH S 00-18-00 E 180.00 FT, TH S 89-07-00 E 85.00 FT, TH S 00-18-00 E 200.00 FT, TH N 89-07-00 W 100.00 FT, TH N 00-18-00 W 380.00 FT, T |
| Legal Range | 08E |
| Legal Township | 02N |
| Legal Section | 10 |
| Legal Subdivision | COMMERCE |
| Legal Lot Number | 7 |
| Jurisdiction | OAKLAND MI |
| Minor Civil Division | COMMERCE |
| Census Blockgroup | 4 |
| Census Block | 4000 |
| Census Tract | 135100 |
Source: Oakland County records · APN E-17-10-126-015
Assessment roll updated January 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1427 E COMMERCE RD, COMMERCE TOWNSHIP, MI 48382-1242 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 11, 2021 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| May 02, 2018 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 15, 2002 · Amount on Record |
| Deed Sale | Jan 15, 2002 · Amount on Record |
| Last Transfer Date | Nov 01, 2004 |
| Transfer Doc | 0000025378 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1427 E COMMERCE RD, COMMERCE TOWNSHIP, MI 48382-1242 |
| Transaction Type | Mortgage |
| Record Updated | Jul 02, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1427 E COMMERCE RD, COMMERCE TOWNSHIP, MI 48382-1242 |
| Document Number | 0000148294 |
|---|---|
| Date | Jun 11, 2021 |
| Book Page | 56367/149 |
| Instrument | 148294 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jun 10, 2061 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1427 E COMMERCE RD, COMMERCE TOWNSHIP, MI 48382-1242 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000073882 |
|---|---|
| Date | May 02, 2018 |
| Book Page | 51773/00121 |
| Instrument | 73882 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | COMMERCE TOWNSHIP, MI 48382 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Commerce Charter Township |
| Unified School District | Walled Lake Consolidated Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,970.00 (-36.14%) Homeowner's exemption | $200,020 (+18.29%) | $400,040 (+18.29%) |
| 2024 | $3,085.00 (+13.75%) | ||
| 2023 | $169,100 | $338,200 | |
| 2021 | $2,712.00 |
1427 E Commerce Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Oakland County (26125C), updated December 8, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 6th percentile of exposed land nationally · 15th in Michigan |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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