1427 E 3rd St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 1427 E 3rd St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 816 sqft · built 1923
Lot Size	0.152 acres (6,650 sqft)
Owner	Individual Name on Record
Tax Bill	$1,424 (2024)
Deeds & Mortgages	Oct 2017 Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-14-153-006.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-14-153-006.000-023`
Alternative APN	`01610532248`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	816 sqft Living Area
Basement Area	816 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1951
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	6,650 sqft (0.152 acres)
Lot Dimensions	133 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	01610532248
Street Address	1427 E 3RD ST
City	MISHAWAKA
State	IN
Zip	46544-2933
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 28 BYRKITS 1ST
Legal Subdivision	BYRKITS
Legal Lot Number	28
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	3
Census Block	3035
Census Tract	10400

Owner

Source: St. Joseph County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1427 E 3RD ST, MISHAWAKA, IN 46544-2933
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST SOURCE BANK
Jul 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST SOURCE BANK
Feb 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST SOURCE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2007
Deed Sale	Nov 21, 2007
Deed Document Number	0000745565
Record Updated	Jun 8, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	1427 E 3RD ST, MISHAWAKA, IN 46544-2933
Transaction Type	Mortgage
Record Updated	Sep 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001727011
Date	Oct 3, 2017
Instrument	1727011

Lender

Name	FIRST SOURCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	204 Months
Due	Oct 15, 2034

Interest

Rate Type	Adjustable Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	1427 E 3RD ST, MISHAWAKA, IN 46544-2933
Transaction Type	Mortgage
Record Updated	Sep 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001918108
Date	Jul 29, 2019
Instrument	1918108

Lender

Name	FIRST SOURCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	1427 E 3RD ST, MISHAWAKA, IN 46544-2933
Transaction Type	Mortgage
Record Updated	Sep 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002204850
Date	Feb 16, 2022
Instrument	2204850

Lender

Name	FIRST SOURCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	204 Months
Due	Mar 15, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$144,800 (+27.58%) Land $25,300 Building $119,500	$144,800 (+27.58%) Land $25,300 Building $119,500
2024	$1,424.00 (+12.04%)
2023	$1,271.00 (+1.11%)	$113,500 (+1.52%) Land $25,300 Building $88,200	$113,500 (+1.52%) Land $25,300 Building $88,200
2022	$1,257.00 Homeowner's exemption	$111,800 Land $25,300 Building $86,500	$111,800 Land $25,300 Building $86,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Fourway.

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