1427 Arbor Ave, Monroe, MI 48162 Property Records

Monroe County property record for 1427 Arbor Ave, Monroe, MI 48162

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,056 sqft · built 1956
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$158,000 (Aug 2018)
Tax Bill	$3,173 (2025)
Deeds & Mortgages	Jul 2023 Transfer Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`55-59-00249-000`

Property Details

APN / Parcel Number

Primary APN	`55-59-00249-000`
Alternative APN	`55 590 024 90`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Shingle
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	128 ft deep x 80 ft wide
Terrain	Rolling
Garage Area	576 sqft
Driveway	Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	549 sqft
Balcony Area	16 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	1427 ARBOR AVE
City	MONROE
State	MI
Zip	48162-3101
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	GARDEN HOME SUBDIVISION LOTS 15O AND 151
Legal Subdivision	GARDEN HOME SUBDIVISION
Legal Lot Number	15O
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1002
Census Tract	831700

Owner

1427 Arbor Ave is owned and occupied by two individuals who acquired it in July 2023.

Source: Monroe County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1427 ARBOR AVE, MONROE, MI 48162-3101
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2023	Intrafamily Transfer, Transfer
Nov 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage MONROE COUNTY COMMUNITY CU
Aug 2, 2018	Warranty Deed, Transfer · Conventional Mortgage TOWNE MORTGAGE CO
Aug 2, 2018	Quit Claim Deed, Transfer LAWYERS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2018 · Amount on File
Deed Sale	Aug 2, 2018 · Amount on File
Deed Document Number	201813747
Last Transfer Date	Jul 21, 2023
Transfer Doc	0000011003
Record Updated	Oct 29, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE MI
Recording Date	Jul 25, 2023
Property Address	1427 ARBOR AVE, MONROE, MI 48162-3101
Document Number	0000011003
Map Reference	LB 4 PG 46
Instrument Date	Jul 21, 2023
Instrument	2023R11003
Transaction Type	Transfer
Record Updated	Aug 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1427 ARBOR AVE, MONROE, MI 48162-3101

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1427 ARBOR AVE, MONROE, MI 48162-3101

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	1427 ARBOR AVE, MONROE, MI 48162-3101
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1427 ARBOR AVE, MONROE, MI 48162-3101

Mortgage

Document Number	0000023460
Date	Nov 3, 2020
Instrument	2020R23460

Lender

Name	MONROE COUNTY COMMUNITY CU
Type	Credit Union
Address	MONROE, MI 48162

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Aug 2, 2018
Property Address	1427 ARBOR AVE, MONROE, MI 48162-3101
Document Number	2018R13747
Map Reference	LB 4 PG 46
Instrument Date	Jul 24, 2018
Instrument	2018R13747
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,358.80
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4836 LISA CT, 4836, TRENTON, MI 48183-5701

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	907 E 9TH ST, MONROE, MI 48161-1113

Mortgage

Document Number	0000013748
Date	Aug 2, 2018
Instrument	2018R13748

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2048

Interest

Rate Type	Fixed Rate

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE MI
Recording Date	Aug 2, 2018
Property Address	1427 ARBOR AVE, MONROE, MI 48162-3101
Document Number	0000013746
Instrument Date	Jul 24, 2018
Instrument	13746
Transaction Type	Transfer
Record Updated	Aug 21, 2018
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4836 LISA CT TRENTON MI 481835701, TRENTON, MI 48183-5701

Tax Assessment & Valuation

The 2025 property tax bill for 1427 Arbor Ave was $3,173 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
Municipality	Monroe City
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$91,500 (+7.65%) Land $91,500	$183,000 (+7.65%) Land $183,000
2025	$3,173.00 Homeowner's exemption	$85,000 Land $85,000	$170,000 Land $170,000
2023	$2,772.00 Homeowner's exemption	$68,000	$136,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1427 Arbor Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1984)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1427 Arbor Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T DSL	100 / 20

May also be available: Spectrum.

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