1427 Adams Cir E, Largo, FL 33771 Property Records

Pinellas County property record for 1427 Adams Cir E, Largo, FL 33771

Property Summary

Property Type	Planned Unit Development
Details	1,116 sqft · built 2001
Lot Size	0.042 acres (1,820 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (Jan 2020)
Tax Bill	$2,781 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Aug 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-748-7500-6`

Property Details

APN / Parcel Number

Primary APN	`C62-000-748-7500-6`
Alternative APNs	`02-30-15-00042-010-0060` `301502000420100060` `153002000420100060` `R14995`

Interior

Stories	2 Stories
Building Area	1,116 sqft Living Area
1st Floor Area	1,116 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2005
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Lot Area	1,820 sqft (0.042 acres)
Lot Dimensions	70 ft deep x 26 ft wide
View / Lot	Interior
Garage Type	Attached
Parking Spaces	1 Parking Space
Porch	None

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	R14995
Street Address	1427 ADAMS CIR E
City	LARGO
State	FL
Zip	33771-5496
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	RM10
Legal Description	ADAMS LANDING LOT J-6
Legal Range	15E
Legal Township	30S
Legal Section	2
Legal Subdivision	ADAMS LANDING
Legal Tract	42
Legal Lot Number	J-6
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1001
Census Tract	25303

Owner

Source: Pinellas County assessment roll, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1427 ADAMS CIR E, LARGO, FL 33771-5496
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Aug 21, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jan 23, 2020	Special Warranty Deed, Transfer · FHA Mortgage FIRST COMMUNITY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 23, 2020 · Amount on Record
Deed Sale	Jan 23, 2020 · Amount on Record
Prior Sale	Jun 9, 2006 · Amount on Record
Deed Document Number	202024587
Deed Book / Page	20855 / 1029
Last Transfer Date	Aug 19, 2020
Transfer Doc	0211331141
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	1427 ADAMS CIR E, LARGO, FL 33771-5496
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1427 ADAMS CIR E, LARGO, FL 33771-5496

Mortgage

Document Number	0222121640
Date	Sep 26, 2022
Book Page	22212/1640
Instrument	2022288324

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 13, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINELLAS FL
Recording Date	Aug 21, 2020
Property Address	1427 ADAMS CIR E, LARGO, FL 33771-5496
Document Number	0211331141
Book / Page	021133 / 001141
Instrument Date	Aug 19, 2020
Instrument	250920
Transaction Type	Transfer
Record Updated	Sep 11, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1427 ADAMS CIR E LARGO FL 337715496, LARGO, FL 33771-5496

January 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jan 23, 2020
Property Address	1427 ADAMS CIR E, LARGO, FL 33771-5496
Document Number	0208551029
Book / Page	20855 / 1029
Map Reference	MB 87 PG 92&93
Instrument Date	Jan 22, 2020
Instrument	2020024587
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	VANTAGE POINT TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,295.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11834 BROOKSIDE DR, 11834, BRADENTON, FL 34211-4527

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 EAST ADAMS CIRCLE, LARGO, FL 33771

Mortgage

Document Number	0208551031
Date	Jan 23, 2020
Instrument	20855/1031

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,781.00 (+9.92%) Homeowner's exemption	$200,289 (+7.28%)	$241,665 (+8.15%) Building $241,665
2024	$2,530.00 (+5.73%)
2023	$2,393.00 (+9.07%) Homeowner's exemption	$186,698 (+11.16%)	$223,458 (+17.4%) Building $223,458
2022	$2,194.00 Homeowner's exemption	$167,951	$190,332 Building $190,332

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 88 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	431 units insured incl. 343 condo units
Nearby Flood Claims	90 (1979–2024)
Claims Outside the SFHA	5 of 90
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 85 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, WOW Internet, Cable & Phone.

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