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1427 78th St, Lubbock, TX 79423 Property Records

Lubbock County property record for 1427 78th St, Lubbock, TX 79423

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,360 sqft · built 2006
Lot Size0.137 acres (5,957 sqft)
Owner2 Individual Names on Record
Last Sale$99,725 (Sep 2006)
Tax Bill$1,965 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Nov 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APNR307181

Property Details

APN / Parcel Number

Primary APNR307181
Alternative APN
  • R1329200000001210000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,360 sqft Living Area
Gross Area1,800 sqft
1st Floor Area1,360 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area5,957 sqft (0.137 acres)
Lot Dimensions119 ft deep x 50 ft wide
Garage TypeAttached
Garage Area440 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1427 78TH ST
CityLUBBOCK
StateTX
Zip79423-4531
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCEDAR MEADOWS L 121
Legal SubdivisionCEDAR MEADOWS
Legal Lot Number121
JurisdictionLUBBOCK TX
Township / Civil DivisionLUBBOCK
Census Block Group2
Census Block2007
Census Tract2206

Owner

Source: Lubbock County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1427 78TH ST, LUBBOCK, TX 79423-4531
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 1, 2026Deed of Trust, Mortgage · Line of Credit
ROCKET MORTGAGE LLC
Nov 19, 2018Loan Modification, Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 26, 2006 · Amount on Record
Deed SaleSep 26, 2006 · Amount on Record
Prior SaleOct 5, 2005
Deed Document Number200640357
Prior Transfer DateSep 21, 2006
Prior Transfer Doc0000040357
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUBBOCK TX
Recording DateJun 1, 2026
Property Address1427 78TH ST, LUBBOCK, TX 79423-4531
Document Number0000020687
Instrument DateMay 27, 2026
Instrument202620687
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1427 78TH ST, LUBBOCK, TX 79423-4531

Mortgage

Document Number0000020687,
DateJun 1, 2026
Instrument202620687
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate6.3%
Max Rate-1%

November 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLUBBOCK TX
Property Address1427 78TH ST, LUBBOCK, TX 79423-4531
Document Number0000046901
Instrument DateNov 19, 2018
Transaction TypeMortgage
Record UpdatedJan 15, 2019
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1427 78TH ST LUBBOCK TX 794234531, LUBBOCK, TX 79423-4531

Mortgage

Document Number0000046901
DateDec 17, 2018
Instrument46901
Lender
NameWELLS FARGO BK
TypeBank
AddressFORT MILL, SC 29715
Agreement
AmountAmount Recorded
Term360 Months
DueDec 16, 2048
Interest
Rate4.75%

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyLubbock County
MunicipalityLubbock City
Unified School DistrictLubbock Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,965.00 (-17.85%) Homeowner's exemption$179,679 (+8.64%) Land $28,000 Building $151,679$179,679 (+2.01%) Land $28,000 Building $151,679
2024$2,392.00 (+11.26%)
2023$2,150.00 (-17.5%) Homeowner's exemption$165,387 Land $12,000 Building $164,133$176,133 Land $12,000 Building $164,133
2022$2,606.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUBBOCK PUBLIC WATER SYSTEM
serves 266,450 people · EPA ID TX1520002
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Optimum
Cable		940 / 35
Rise Broadband
Fixed Wireless		300 / 60
Telespan
Fixed Wireless		100 / 40

May also be available: T-Mobile, Verizon.

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