1426 Warmlands Ave, Vista, CA 92084 Property Records

San Diego County property record for 1426 Warmlands Ave, Vista, CA 92084

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,474 sqft · built 1973
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Company Names on Record
Last Sale	$550,000 (Oct 2018)
Tax Bill	$7,010 (2025)
Deeds & Mortgages	Apr 2023 Second Mortgage Oct 2021 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`174-070-40-00`

Property Details

APN / Parcel Number

Primary APN	`174-070-40-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,474 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	26,136 sqft (0.6 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1426 WARMLANDS AVE
City	VISTA
State	CA
Zip	92084-3622
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E-1
Legal Description	LOT 22 POR TR 002102
Legal Subdivision	VISTA GRANDE ESTATES
Legal Tract	002102
Legal Block	1
Legal Lot Number	22
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1009
Census Tract	19210

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1426 WARMLANDS AVE, VISTA, CA 92084-3622
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Oct 21, 2021	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Aug 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage GROVES CAPITAL INC
May 27, 2021	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Nov 24, 2020	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Aug 12, 2019	Deed of Trust, Mortgage · Conventional with PMI MR COOPER
Oct 15, 2018	Grant Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2018 · Amount on Record
Deed Sale	Oct 15, 2018 · Amount on Record
Deed Document Number	2018428178
Prior Transfer Date	Jan 26, 2015
Prior Transfer Doc	0000066838
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1426 WARMLANDS AVE, VISTA, CA 92084-3622
Transaction Type	Mortgage
Record Updated	May 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1426 WARMLANDS AVE, VISTA, CA 92084-3622

Mortgage

Document Number	0000107990
Date	Apr 26, 2023
Instrument	2023-0107990

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2053

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1426 WARMLANDS AVE, VISTA, CA 92084-3622
Transaction Type	Mortgage
Record Updated	Nov 1, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1426 WARMLANDS AVE, VISTA, CA 92084-3622

Mortgage

Document Number	0000731678
Date	Oct 21, 2021
Instrument	2021-0731678

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 20, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1426 WARMLANDS AVE, VISTA, CA 92084-3622
Transaction Type	Mortgage
Record Updated	Aug 18, 2021
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1426 WARMLANDS AVE, VISTA, CA 92084-3622

Mortgage

Document Number	0000562342
Date	Aug 6, 2021
Instrument	2021-0562342

Lender

Name	GROVES CAPITAL INC
Type	Non-Lending Institution
Address	SAN DIEGO, CA 92130

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1426 WARMLANDS AVE, VISTA, CA 92084-3622
Transaction Type	Mortgage
Record Updated	Jun 8, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1426 WARMLANDS AVE, VISTA, CA 92084-3622

Mortgage

Document Number	0000400362
Date	May 27, 2021
Instrument	2021-0400362

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 26, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1426 WARMLANDS AVE, VISTA, CA 92084-3622
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1426 WARMLANDS AVE, VISTA, CA 92084-3622

Mortgage

Document Number	0000746083
Date	Nov 24, 2020
Instrument	2020-0746083

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1426 WARMLANDS AVE, VISTA, CA 92084-3622
Document Number	0000349802
Instrument Date	Aug 12, 2019
Transaction Type	Mortgage
Record Updated	Aug 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1426 WARMLANDS AVE VISTA CA 920843622, VISTA, CA 92084-3622

Mortgage

Document Number	0000349802
Date	Aug 19, 2019
Instrument	349802

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 18, 2049

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 15, 2018
Property Address	1426 WARMLANDS AVE, VISTA, CA 92084-3622
Document Number	0000428178
Map Reference	MAP 2102
Instrument Date	Sep 19, 2018
Instrument	2018-0428178
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE COMPANY OF CALIF

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1451 N MELROSE DR APT 110, 110, VISTA, CA 92083-4870

Mortgage

Document Number	0000428179
Date	Oct 15, 2018
Instrument	2018-0428179

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$625,799 (+2%) Land $279,961 Building $345,838
2025	$7,010.00 (+8.6%)	$613,529 (+4.04%) Land $274,472 Building $339,057
2023	$6,455.00 (+0.25%)	$589,707 Land $263,815 Building $325,892
2022	$6,439.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL	100 / 20

May also be available: Verizon.

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