1426 W Utopia Rd, Phoenix, AZ 85027 Property Records

Maricopa County property record for 1426 W Utopia Rd, Phoenix, AZ 85027

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,555 sqft · built 1977
Lot Size	0.195 acres (8,512 sqft)
Owner	Individual Name on Record
Last Sale	$413,000 (Dec 2024)
Tax Bill	$999 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Sep 2021 Mortgage + 5 more
Flood Zone	Zone X (moderate risk)
APN	`209-22-037`

Property Details

APN / Parcel Number

Primary APN	`209-22-037`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,555 sqft Living Area
1st Floor Area	1,555 sqft

Exterior

Year Built	Built 1977
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Built-Up Asphalt
Lot Area	8,512 sqft (0.195 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	1426 W UTOPIA RD
City	PHOENIX
State	AZ
Zip	85027-4625
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	DESERT VALLEY ESTATES SIX PER MCR 183-37
Legal Range	03E
Legal Township	04N
Legal Section	30
Legal Quarter	NE
Quarter-Quarter Section	SW
Legal Subdivision	DESERT VALLEY ESTATES 6
Legal Lot Number	37
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3015
Census Tract	616600

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1426 W UTOPIA RD, PHOENIX, AZ 85027-4625
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Deed of Trust, Mortgage · FHA Mortgage CMG MORTGAGE INC
Sep 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOW VA RATES LLC
Sep 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Oct 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Dec 16, 2019	Deed of Trust, Mortgage · Line of Credit COMERICA BANK
Jun 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage ARIZONA IND'L DEV AUTH
Jun 25, 2020	Warranty Deed, Transfer · FHA Mortgage BELL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2024 · Amount on Record
Deed Sale	Dec 16, 2024 · Amount on Record
Prior Sale	Jun 25, 2020 · Amount on Record
Deed Document Number	20240666040
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1426 W UTOPIA RD, PHOENIX, AZ 85027-4625
Transaction Type	Mortgage
Record Updated	Nov 12, 2025
Title Company	LANDMARK TITLE ASSURANCE AGENCY, LANDMARK TTL ASSURANCE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1426 W UTOPIA RD, PHOENIX, AZ 85027-4625

Mortgage

Document Number	0000630883
Date	Oct 31, 2025
Instrument	20250630883

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1426 W UTOPIA RD, PHOENIX, AZ 85027-4625
Transaction Type	Mortgage
Record Updated	Sep 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1426 W UTOPIA RD, PHOENIX, AZ 85027-4625

Mortgage

Document Number	0000960730
Date	Sep 3, 2021
Instrument	20210960730

Lender

Name	LOW VA RATES LLC
Type	Mortgage Company
Address	KANSAS CITY, MO 64114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1426 W UTOPIA RD, PHOENIX, AZ 85027-4625
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	EQUITY TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000721984
Date	Sep 26, 2018
Instrument	20180721984

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Non-Lending Institution
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2043

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1426 W UTOPIA RD, PHOENIX, AZ 85027-4625
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	EQUITY TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000810671
Date	Oct 11, 2019
Instrument	20190810671

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Non-Lending Institution
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2039

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1426 W UTOPIA RD, PHOENIX, AZ 85027-4625
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1426 W UPTOPIA RD, PHOENIX, AZ 85027-4625

Mortgage

Document Number	0001017148
Date	Dec 16, 2019
Instrument	20191017148

Lender

Name	COMERICA BANK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1426 W UTOPIA RD, PHOENIX, AZ 85027-4625
Document Number	0000692704
Instrument Date	Jun 25, 2020
Transaction Type	Mortgage
Record Updated	Aug 10, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	17425 N 19TH AVE #1017 PHOENIX AZ 850232444, 1017, PHOENIX, AZ 85023-2444

Mortgage

Document Number	0000692704
Date	Jul 31, 2020
Instrument	692704

Lender

Name	ARIZONA IND'L DEV AUTH
Address	SCOTTSDALE, AZ 85253

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 25, 2020
Property Address	1426 W UTOPIA RD, PHOENIX, AZ 85027-4625
Document Number	0000561397
Map Reference	MB 183 PG 37
Instrument Date	May 20, 2020
Instrument	20200561397
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	485 N MERCADO ST, 485, DEWEY, AZ 86327-7125

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1426 W UTOPIA RD, PHOENIX, AZ 85027-4625

Mortgage

Document Number	0000561398
Date	Jun 25, 2020
Instrument	20200561398

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Mortgage

Document Number	0000561399
Date	Jun 25, 2020
Instrument	20200561399

Lender

Name	ARIZONA INDUSTRAIL DEVELOPMENT AUTHORITY
Type	Government Agency
Address	PARADISE VALLEY, AZ 85253

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Deer Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$31,020 (-4.55%)	$310,200 (-4.55%) Land $62,000 Building $248,200
2025	$999.00 (+2.78%)
2024		$32,500	$325,000 Land $65,000 Building $260,000
2023	$972.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 769 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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