1426 Ridgeway Rd, Lugoff, SC 29078 Property Records

Kershaw County property record for 1426 Ridgeway Rd, Lugoff, SC 29078

Property Summary

Property Type	Single Family Home
Details	5,513 sqft · built 2020
Lot Size	3.98 acres (173,369 sqft)
Owner	2 Individual Names on Record
Last Sale	$47,650 (Oct 2018)
Tax Bill	$2,970 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Mar 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`295-00-00-055`

Property Details

APN / Parcel Number

Primary APN	`295-00-00-055`
Alternative APN	`8071`

Interior

Stories	1 Story
Building Area	5,513 sqft Gross Area

Exterior

Year Built	Built 2020
Exterior Material	Vinyl
Lot Area	173,369 sqft (3.98 acres)

Location & Zoning

Account Number	8071
Street Address	1426 RIDGEWAY RD
City	LUGOFF
State	SC
Zip	29078-9513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIST:277F MAP REF:BK D25 PG 10A
Legal Subdivision	MARINA LOUISE FLEETWOOD KENDAL
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2024
Census Tract	970402

Owner

Source: Kershaw County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1426 RIDGEWAY RD, LUGOFF, SC 29078-9513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST & CITIZENS BK
Mar 11, 2020	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BK & TR CO
Oct 3, 2018	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2018 · Amount on Record
Deed Sale	Oct 3, 2018 · Amount on Record
Deed Document Number	0003927290
Deed Book / Page	3927 / 290
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	1426 RIDGEWAY RD, LUGOFF, SC 29078-9513
Document Number	0000005530
Instrument Date	Jun 19, 2020
Transaction Type	Mortgage
Record Updated	Aug 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1426 RIDGEWAY RD LUGOFF SC 290789513, LUGOFF, SC 29078-9513

Mortgage

Document Number	0000005530
Date	Jun 24, 2020
Book Page	004248/000198
Instrument	5530

Lender

Name	FIRST & CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	1426 RIDGEWAY RD, LUGOFF, SC 29078-9513
Document Number	0000002437
Instrument Date	Mar 11, 2020
Transaction Type	Mortgage
Record Updated	May 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1426 RIDGEWAY RD LUGOFF SC 29078, LUGOFF, SC 29078

Mortgage

Document Number	0000002437
Date	Mar 16, 2020
Book Page	004188/000318
Instrument	2437

Lender

Name	FIRST CITIZENS BK & TR CO
Address	RALEIGH, NC 27611-6592

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 15, 2035

Interest

Rate Type	Adjustable Rate

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERSHAW SC
Recording Date	Oct 3, 2018
Property Address	1426 RIDGEWAY RD, LUGOFF, SC 29078-9513
Document Number	0000007836
Book / Page	003927 / 000290
Instrument Date	Oct 3, 2018
Instrument	7836
Transaction Type	Transfer
Record Updated	May 2, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$176.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1312 RIDGEWAY RD LUGOFF SC 290789233, LUGOFF, SC 29078-9233

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,970.00 (-0.57%)	$451,150 (-0.02%) Land $47,650 Building $403,500	$451,150 (-0.02%)
2023	$2,987.00	$451,250 Land $47,650 Building $403,600	$451,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 48% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ridgeway Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures