1426 Ousley Dr, Gilroy, CA 95020 Property Records

Santa Clara County property record for 1426 Ousley Dr, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,576 sqft · built 1988
Lot Size	0.56 acres (24,393 sqft)
Owner	2 Company Names on Record
Last Sale	$1,200,000 (Oct 2021)
Tax Bill	$15,575 (2025)
Deeds & Mortgages	May 2026 Transfer Oct 2021 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`783-23-061`

Property Details

APN / Parcel Number

Primary APN	`783-23-061`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,576 sqft Living Area
1st Floor Area	1,438 sqft
2nd Floor Area	1,138 sqft
Family Room	Family Room

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	24,393 sqft (0.56 acres)
Garage Area	651 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1426 OUSLEY DR
City	GILROY
State	CA
Zip	95020-3727
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT D
Legal Lot Number	D
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	2
Census Block	2002
Census Tract	512516

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	917 CHESTNUT ST, C, SAN JOSE, CA 95110-1503
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Oct 28, 2021	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY
Oct 28, 2021	Grant Deed, Transfer · Conventional Mortgage PLANET HOME LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2021 · Amount on Record
Deed Sale	Oct 28, 2021 · Amount on Record
Prior Sale	May 16, 2008 · Amount on Record
Deed Document Number	202125147423
Prior Transfer Date	Oct 25, 2021
Prior Transfer Doc	0025147424
Record Updated	Oct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	May 22, 2026
Property Address	1426 OUSLEY DR, GILROY, CA 95020-3727
Document Number	0025993241
Instrument Date	May 17, 2026
Instrument	202625993241
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	917 CHESTNUT ST, SAN JOSE, CA 95110-1503

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 28, 2021
Property Address	1426 OUSLEY DR, GILROY, CA 95020-3727
Document Number	0025147424
Map Reference	MB 528 PG 37&38
Instrument Date	Oct 25, 2021
Instrument	25147424
Transaction Type	Transfer
Record Updated	Aug 22, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1426 OUSLEY DR, GILROY, CA 95020-3727

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 28, 2021
Property Address	1426 OUSLEY DR, GILROY, CA 95020-3727
Document Number	0025147423
Map Reference	MB 528 PG 37&38
Instrument Date	Sep 22, 2021
Instrument	25147423
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1426 OUSLEY DR, GILROY, CA 95020-3727

Mortgage

Document Number	0025147425
Date	Oct 28, 2021
Instrument	25147425

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,298,916 (+2%) Land $519,566 Building $779,350
2025	$15,575.00 (+2.2%) Homeowner's exemption	$1,273,448 (+4.04%) Land $509,379 Building $764,069
2023	$15,239.00 (+1.07%) Homeowner's exemption	$1,224,000 Land $489,600 Building $734,400
2022	$15,077.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 702 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: Frontier.

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