1426 NW 35th Ter, Gainesville, FL 32605 Property Records

Alachua County property record for 1426 NW 35th Ter, Gainesville, FL 32605

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,170 sqft · built 1980
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Last Sale	$289 (Oct 2018)
Tax Bill	$6,104 (2024)
Deeds & Mortgages	Feb 2026 Line of Credit Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06405-001-009`

Property Details

APN / Parcel Number

Primary APN	`06405-001-009`
Alternative APN	`00610280000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	3 Stories
Building Area	2,170 sqft Heated Area
1st Floor Area	1,819 sqft
Upper Floors Area	351 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2000
Exterior Material	Wood Siding
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)
Garage Area	720 sqft
Driveway	Driveway
Driveway Area	1,220 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	52 sqft
Deck Area	170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	00610280000
Street Address	1426 NW 35TH TER
City	GAINESVILLE
State	FL
Zip	32605-4830
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF1
Legal Description	WESTWOOD HILLS PB G-79 LOT 9 OR 4638/1857
Legal Range	19E
Legal Township	09S
Legal Section	35
Legal Subdivision	WESTWOOD
Legal Lot Number	9
Jurisdiction	ALACHUA FL
Township / Civil Division	GAINESVILLE
Census Block Group	1
Census Block	1012
Census Tract	1702

Owner

1426 NW 35th Ter is owned and occupied by two individuals who bought it in October 2018.

Source: Alachua County records, as of January 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1426 NW 35TH TER, GAINESVILLE, FL 32605-4830
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2026	Deed of Trust, Mortgage · Line of Credit FLORIDA CU
Apr 10, 2020	Deed of Trust, Mortgage · Conventional with PMI MORTGAGE ADVISORS
Oct 22, 2018	Warranty Deed, Transfer PLANET HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2018 · Amount on File
Deed Sale	Oct 22, 2018 · Amount on File
Deed Document Number	3154792
Deed Book / Page	4638 / 1857
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALACHUA FL
Property Address	1426 NW 35TH TER, GAINESVILLE, FL 32605-4830
Transaction Type	Mortgage
Record Updated	Mar 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1426 NW 35TH TER, GAINESVILLE, FL 32605-4830

Mortgage

Document Number	0052550887
Date	Feb 6, 2026
Book Page	5255/887
Instrument	3672922

Lender

Name	FLORIDA CU
Type	Credit Union
Address	GAINESVILLE, FL 32627

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Feb 5, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALACHUA FL
Property Address	1426 NW 35TH TER, GAINESVILLE, FL 32605-4830
Document Number	0047720751
Instrument Date	Apr 10, 2020
Transaction Type	Mortgage
Record Updated	Jun 22, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1426 NW 35TH TER GAINESVILLE FL 326054830, GAINESVILLE, FL 32605-4830

Mortgage

Document Number	0047720751
Date	Apr 28, 2020
Book Page	004772/000751
Instrument	3255849

Lender

Name	MORTGAGE ADVISORS
Type	Mortgage Company
Address	LAKE MARY, FL 32746

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 27, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALACHUA FL
Recording Date	Oct 22, 2018
Property Address	1426 NW 35TH TER, GAINESVILLE, FL 32605-4830
Document Number	0046381857
Book / Page	004638 / 001857
Instrument Date	Oct 19, 2018
Instrument	3154792
Transaction Type	Transfer
Record Updated	Nov 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,002.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1426 NW 35TH TER GAINESVILLE FL 326054830, GAINESVILLE, FL 32605-4830

Mortgage

Document Number	46381859
Date	Oct 22, 2018
Book Page	004638/001859
Instrument	3154793

Lender

Name	PLANET HM LNDG
Address	MERIDEN, CT 06450

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 21, 2048

Tax Assessment & Valuation

Source: Alachua County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Alachua County
Municipality	Gainesville City
Unified School District	Alachua County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$317,115	$359,039 Land $82,000 Building $277,039
2024	$6,104.00 (+2.23%)
2023	$5,971.00 (+6.4%) Homeowner's exemption Senior Citizen's exemption	$299,202 (+3%)	$360,058 (+9.26%) Land $85,000 Building $275,058
2022	$5,612.00 Homeowner's exemption	$290,487	$329,552 Land $85,000 Building $244,552

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1426 NW 35th Ter in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	2 (1992)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 1992 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1426 NW 35th Ter is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRU - MURPHREE WTP public/private · serves 195,768 people · EPA ID FL2010946
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
IQ Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on NW 35th Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures