1426 Montego Ct, Rockwall, TX 75087 Property Records

Rockwall County property record for 1426 Montego Ct, Rockwall, TX 75087

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,424 sqft · built 2014
Lot Size	0.164 acres (7,131 sqft)
Owner	2 Individual Names on Record
Last Sale	$388,000 (Jan 2020)
Tax Bill	$5,636 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3262000L0010000R`

Property Details

APN / Parcel Number

Primary APN	`3262000L0010000R`
Alternative APNs	`R84486` `84486`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,424 sqft Living Area
Gross Area	3,006 sqft
1st Floor Area	2,424 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,131 sqft (0.164 acres)
Lot Dimensions	115 ft deep x 62 ft wide
Garage Type	Attached
Garage Area	425 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	262 sqft
Patio Area	75 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1426 MONTEGO CT
City	ROCKWALL
State	TX
Zip	75087-7209
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CARUTH LAKES PHASE 7B, BLOCK L, LOT 10, (REPLAT 2014)
Legal Subdivision	CARUTH LAKES PHASE 7B
Legal Phase	7B
Legal Tract	10
Legal Block	L
Legal Lot Number	10
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHWEST ROCKWALL
Census Block Group	3
Census Block	3013
Census Tract	40202

Owner

Source: Rockwall County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1426 MONTEGO CT, ROCKWALL, TX 75087-7209
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Jan 17, 2020	Deed of Trust, Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2020 · Amount on Record
Deed Sale	Jan 21, 2020 · Amount on Record
Prior Sale	Jun 2, 2014 · Amount on Record
Deed Document Number	20201136
Prior Transfer Date	Jan 17, 2020
Prior Transfer Doc	0000001136
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	1426 MONTEGO CT, ROCKWALL, TX 75087-7209
Transaction Type	Mortgage
Record Updated	Mar 16, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004578
Date	Feb 25, 2021
Instrument	20210000004578

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	1426 MONTEGO CT, ROCKWALL, TX 75087-7209
Instrument Date	Jan 17, 2020
Transaction Type	Mortgage
Record Updated	Feb 6, 2020
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1426 MONTEGO CT ROCKWALL TX 750877209, ROCKWALL, TX 75087-7209

Mortgage

Document Number	1137
Date	Jan 21, 2020
Instrument	1137

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 20, 2050

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Rockwall City
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$456,547 (+0.88%) Land $150,000 Building $306,547	$456,547 (-0.74%) Land $150,000 Building $306,547
2025	$5,636.00 (-0.02%) Homeowner's exemption	$452,567 (-3.33%)	$459,951 (-1.75%) Land $150,000 Building $309,951
2024	$5,637.00 (+16.59%)
2023	$4,835.00 (-14.7%) Homeowner's exemption	$468,166 Land $177,000 Building $291,166	$468,166 Land $177,000 Building $291,166
2021	$5,668.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCKWALL serves 55,250 people · EPA ID TX1990001
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: Hotwire Communications, Optimum, Verizon.

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