1426 Gristmill Dr, Conover, NC 28613 Property Records

Catawba County property record for 1426 Gristmill Dr, Conover, NC 28613

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,377 sqft · built 2001
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on File
Last Sale	$117,000 (Apr 2002)
Tax Bill	$948 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3744-14-22-9863`

Property Details

APN / Parcel Number

Primary APN	`3744-14-22-9863`
Alternative APN	`0402869`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,377 sqft Living Area
1st Floor Area	2,754 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Brick
Foundation Type	No Foundation
Lot Area	16,117 sqft (0.37 acres)
Lot Dimensions	157 ft deep x 101 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	474 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	34 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1426 GRISTMILL DR
City	CONOVER
State	NC
Zip	28613-8591
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Description	LOT 120 120 PL51-62 MILL STONE 3 PL 51-62
Legal Subdivision	MILL STONE PH 3
Legal Lot Number	120
Jurisdiction	CATAWBA NC
Township / Civil Division	CLINES
Census Block Group	1
Census Block	1010
Census Tract	10203

Owner

1426 Gristmill Dr is owned and occupied by an individual who acquired it in June 2008.

Source: Catawba County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	1426 GRISTMILL DR, CONOVER, NC 28613-8591
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 2, 2018	Deed of Trust, Mortgage · FHA Mortgage FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2002 · Amount on File
Deed Sale	Apr 29, 2002 · Amount on File
Prior Sale	Apr 17, 2001 · Amount on File
Last Transfer Date	Jun 26, 2008
Transfer Doc	0029210889
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	1426 GRISTMILL DR, CONOVER, NC 28613-8591
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036350037
Date	Feb 18, 2021
Book Page	3635/37
Instrument	3710

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	87 Months
Due	May 1, 2028

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	1426 GRISTMILL DR, CONOVER, NC 28613-8591
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034460689
Date	Apr 2, 2018
Book Page	03446/0689
Instrument	05204

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 1, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 1426 Gristmill Dr was $948.

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Unified School District	Catawba County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$237,800 Land $19,000 Building $218,800
2025	$948.00
2023	$1,194.00	$157,500 Land $19,000 Building $138,500	$237,800 Land $19,000 Building $218,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1426 Gristmill Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1426 Gristmill Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONOVER serves 15,347 people · EPA ID NC0118020
Water Source	Purchased surface water from CITY OF HICKORY
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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