1426 E Main St, Albemarle, NC 28001 Property Records

Stanly County property record for 1426 E Main St, Albemarle, NC 28001

Property Summary

Property TypeMedical Building
Details2.5 ba · 6,580 sqft · built 2001
Lot Size1.26 acres (54,886 sqft)
OwnerCompany Name on File
Tax Bill$9,271 (2025)
Deeds & MortgagesSep 2022 Mortgage
May 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN654804946768

Property Details

APN / Parcel Number

Primary APN654804946768
Alternative APNs
  • 13218
  • 20619

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area6,580 sqft Finished Area
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialBrick Veneer
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area54,886 sqft (1.26 acres)
Lot Dimensions401 ft deep x 135 ft wide
PorchPorch
Porch Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number20619
Street Address1426 E MAIN ST
CityALBEMARLE
StateNC
Zip28001-5236
Property CategoryCommercial
Property TypeCommercial > Office > Medical Building
Local Zoning CodeGHBD
Legal DescriptionBLDG 1426 E MAIN ST FIRST CARE MEDICAL CLINIC 654816209
JurisdictionSTANLY NC
Township / Civil DivisionSOUTH ALBEMARLE
Census Block Group1
Census Block1005
Census Tract931203

Owner

Source: Stanly County records · APN 654804946768

Assessment roll updated August 29, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address404 S SUTHERLAND AVE, MONROE, NC 28112-5060
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 27, 2022Deed of Trust, Mortgage · Commercial Mortgage
OPTUS BANK
May 11, 2022Deed of Trust, Mortgage · Line of Credit
OPTUS BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANLY NC
Property Address1426 E MAIN ST, ALBEMARLE, NC 28001-5236
Transaction TypeMortgage
Record UpdatedMar 01, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000451629
DateSep 27, 2022
Book Page1800/1124
Instrument451629
Lender
NameOPTUS BANK
TypeBank
AddressCOLUMBIA, SC 29201
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term11 Months
DueAug 29, 2023
Interest
Rate TypeAdjustable Rate

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANLY NC
Property Address1426 E MAIN ST, ALBEMARLE, NC 28001-5236
Transaction TypeMortgage
Record UpdatedOct 13, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000446826
DateMay 11, 2022
Book Page1785/1436
Instrument446826
Lender
NameOPTUS BANK
TypeBank
AddressCOLUMBIA, SC 29201
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: Stanly County records · Assessment roll updated August 29, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityAlbemarle City
CountyStanly County
Unified School DistrictStanly County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,271.00 (+5.87%)$827,843 (+15.33%) Land $46,577 Building $781,266$827,843 (+15.33%) Land $46,577 Building $781,266
2023$8,757.00$717,798 Land $33,874 Building $683,924$717,798 Land $33,874 Building $683,924

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 30, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Uniti Group
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Based on FCC filings for 89 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF ALBEMARLE
serves 17,506 people
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on E Main St

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