1426 Baldwin Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 1426 Baldwin Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,104 sqft · built 1978
Lot Size	25 acres (1,089,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$600,000 (Aug 2025)
Tax Bill	$4,188 (2025)
Deeds & Mortgages	May 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`008-013-030-00`

Property Details

APN / Parcel Number

Primary APN	`008-013-030-00`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,104 sqft Living Area
1st Floor Area	1,956 sqft
Basement Area	1,686 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	1,089,000 sqft (25 acres)
Garage Area	960 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1426 BALDWIN RD
City	LAPEER
State	MI
Zip	48446-9644
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	08 27 316 000 00 SEC 13 T7N R9E E 1/2 OF E 1/2 OF SE 1/4 EX THE S 15 ACRES THEREOF. 25 A.
Legal Range	09E
Legal Township	07N
Legal Section	13
Jurisdiction	LAPEER MI
Township / Civil Division	ELBA
Census Block Group	2
Census Block	2015
Census Tract	336000

Owner

Source: Lapeer County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1426 BALDWIN RD, LAPEER, MI 48446-9644
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2025 · Amount on Record
Deed Sale	Aug 21, 2025 · Amount on Record
Deed Book / Page	3472 / 807
Prior Transfer Date	Jan 27, 2016
Prior Transfer Doc	0028090726
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Recording Date	May 8, 2026
Property Address	1426 BALDWIN RD, LAPEER, MI 48446-9644
Document Number	3519000004
Book / Page	3519 / 4
Instrument Date	May 4, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	STATE TITLE SERVICES, MID STATE TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1426 BALDWIN RD, LAPEER, MI 48446-9644

Mortgage

Document Number	3519000004,
Date	May 8, 2026
Book Page	3519/4

Lender

Name	FINANCIAL PLUS CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 28, 2046

Interest

Rate Type	Adjustable Rate
Rate	7%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Elba Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$289,900 (+3.72%)	$579,800 (+3.72%)
2025	$4,188.00 (+4.13%) Homeowner's exemption	$279,500 (+6.11%)	$559,000 (+6.11%)
2024	$4,022.00 (+10.52%)
2023		$263,400	$526,800
2022	$3,639.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1996–2006)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30