1426 6th St, Key West, FL 33040 Property Records

Monroe County property record for 1426 6th St, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,856 sqft · built 1963
Lot Size0.118 acres (5,170 sqft)
OwnerIndividual Name on Record
Last Sale$195,000 (Nov 2009)
Tax Bill$2,469 (2024)
Deeds & MortgagesFeb 2022 Mortgage
Flood ZoneZone AE (high risk)
APN00045600-000000

Property Details

APN / Parcel Number

Primary APN00045600-000000
Alternative APNs
  • 01010100045600000000
  • 1046183

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,856 sqft Living Area
1st Floor Area1,272 sqft
FlooringConcrete/Cement
Interior WallsWood

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1992
Exterior MaterialOther
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area5,170 sqft (0.118 acres)
Lot Dimensions100 ft deep x 44 ft wide
PorchOpen Porch
Porch Area68 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1046183
Old Parcel Number01010100045600000000
Street Address1426 6TH ST
CityKEY WEST
StateFL
Zip33040-3857
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKW KW REALTY CO'S FIRST SUB PB1-43 LOT 7 SQR 6 TR 21 OR292-40/41 OR493-765 OR776-1151/1152 OR882-371 OR1077-1778/1779
Legal Range25E
Legal Township68S
Legal Section04
Legal SubdivisionKEY WEST REALTY CO FIRST SUB
Legal Tract21
Legal Lot Number7
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group4
Census Block4017
Census Tract972200

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1426 6TH ST, KEY WEST, FL 33040-3857
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 9, 2009 · Amount on Record
Deed SaleNov 9, 2009 · Amount on Record
Prior SaleJun 23, 2000
Deed Document Number1766163
Deed Book / Page2439 / 1569
Record UpdatedJun 8, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address1426 6TH ST, KEY WEST, FL 33040-3857
Transaction TypeMortgage
Record UpdatedJul 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1426 6TH ST, KEY WEST, FL 33040-3857

Mortgage

Document Number0031541682
DateFeb 11, 2022
Book Page3154/1682
Instrument2361152
Lender
NameFIRST HORIZON BANK
TypeBank
AddressMEMPHIS, TN 38103
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$291,301 (+27.82%)$616,123 (+16.32%) Land $393,168 Building $222,955
2024$2,469.00 (+21.87%)
2023$2,026.00 (+4.76%) Homeowner's exemption$227,906 (+3%)$529,689 (+11.05%) Land $368,848 Building $160,841
2022$1,934.00 Homeowner's exemption$221,268$476,997 Land $316,156 Building $160,841

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 203 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies206 units insured
incl. 3 condo units
Nearby Flood Claims333 (1980–2025)
Claims Outside the SFHA1 of 333
Most Recent ClaimFeb 2025 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 45 claims
  • Hurricane Wilma, Oct 2005 · 199 claims
  • Hurricane Georges, Sep 1998 · 40 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Hotwire Communications, Verizon.

Nearby Properties on 6th St

Nearby Streets

Search Property Records by Address or Parcel Number